RefiLoop Lender Data

CA lenders / Regional Bank

Farmers and Merchants Bank of Long Beach

Regional Bank · Long Beach, CA · Palomar Enterprises Llc

Total assets
$11.9B
CRE loan book
$5.0B
CRE concentration
263%
below the 300% supervisory guideline
QoQ CRE growth
1.1%
Q1 2026

Recorded CRE activity — co-boulder County

2 commercial deeds of trust recorded recently, verified from county records.

  • Jul 9, 2026 · unknownundisclosed
  • Apr 8, 2026 · unknownundisclosed

Observed rates

Book yield — real-estate loans

Implied yield on the existing real-estate loan book: 4.86% as of Q1 2026 — TX bank median 4.87% (0.00pp below median).

QuarterRE loan yieldAll loans & leases
Q1 20264.86%4.87%
Q4 20254.99%4.96%
Q3 20254.89%4.85%
Q2 20254.89%4.72%
Q1 20254.53%4.66%
Q4 20244.52%4.65%
Q3 20244.56%4.68%
Q2 20244.41%4.53%

What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.

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CRE book — quarterly trend (FFIEC Call Reports)

QuarterCRE loansConstructionMultifamilyConcentrationNonaccrual CRE
Q1 2026$5.0B$350.5M$343.4M263%$7.9M
Q4 2025$5.0B$359.3M$320.0M258%$7.9M
Q3 2025$5.1B$376.8M$371.4M304%$61.7M
Q2 2025$5.3B$354.2M$373.8M318%$46.6M
Q1 2025$5.2B$383.2M$390.6M316%$51.5M
Q4 2024$5.3B$393.0M$425.3M319%$22.8M
Q3 2024$5.3B$442.2M$396.6M314%$44.2M
Q2 2024$5.4B$600.2M$397.9M318%$53.8M

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Last updated Jul 9, 2026 · Sources: FFIEC CDR, county records, first-party conversations.