ND lenders / Regional Bank
Bell Bank
Regional Bank · Fargo, ND · State Bankshares Inc
- Total assets
- $14.8B
- CRE loan book
- $5.2B
- QoQ CRE growth
- 1.3%
- Q1 2026
Recorded CRE activity — harris County
2 commercial deeds of trust recorded recently, verified from county records.
- Sep 18, 2026 · unknownundisclosed
- Jul 2, 2026 · unknownundisclosed
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 4.86% as of Q1 2026 — TX bank median 4.87% (0.00pp below median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 4.86% | 5.23% |
| Q4 2025 | 4.94% | 5.36% |
| Q3 2025 | 4.90% | 5.35% |
| Q2 2025 | 4.76% | 5.25% |
| Q1 2025 | 4.62% | 5.08% |
| Q4 2024 | 4.77% | 5.24% |
| Q3 2024 | 4.76% | 5.29% |
| Q2 2024 | 4.71% | 5.22% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $5.2B | $406.5M | $1.2B | 266% | $12.1M |
| Q4 2025 | $5.1B | $369.0M | $1.2B | 269% | $11.7M |
| Q3 2025 | $5.0B | $382.7M | $1.1B | 265% | $1.5M |
| Q2 2025 | $5.0B | $374.0M | $1.1B | 267% | $15.6M |
| Q1 2025 | $5.0B | $351.3M | $1.2B | 272% | $16.5M |
| Q4 2024 | $5.0B | $375.2M | $1.2B | 279% | $16.7M |
| Q3 2024 | $5.1B | $400.2M | $1.2B | 288% | $17.5M |
| Q2 2024 | $5.2B | $542.7M | $1.1B | 297% | $17.7M |
Similar lenders
Other regional banks we track with a comparable CRE book size.
- Texas Capital BankRegional Bank · Dallas · $5.2B CRE book
- Banco Popular de Puerto RicoRegional Bank · San Juan · $5.2B CRE book
- First Hawaiian BankRegional Bank · Honolulu · $5.3B CRE book
- Farmers and Merchants Bank of Long BeachRegional Bank · Long Beach · $5.0B CRE book
- Nicolet National BankRegional Bank · Green Bay · $5.0B CRE book
Markets where Bell Bank lends
Bell Bank has commercial deeds of trust recorded in this metro. See who else is active there and current rate ranges by property type.
Houston
Houston (Harris County)
Last updated Sep 18, 2026 · Sources: FFIEC CDR, county records, first-party conversations.