RefiLoop Lender Data

ND lenders / Regional Bank

Bell Bank

Regional Bank · Fargo, ND · State Bankshares Inc

Total assets
$14.8B
CRE loan book
$5.2B
CRE concentration
266%
below the 300% supervisory guideline
QoQ CRE growth
1.3%
Q1 2026

Recorded CRE activity — nueces County

1 commercial deed of trust recorded recently, verified from county records.

  • Jul 2, 2026 · unknownundisclosed

Observed rates

Book yield — real-estate loans

Implied yield on the existing real-estate loan book: 4.86% as of Q1 2026 — TX bank median 4.87% (0.00pp below median).

QuarterRE loan yieldAll loans & leases
Q1 20264.86%5.23%
Q4 20254.94%5.36%
Q3 20254.90%5.35%
Q2 20254.76%5.25%
Q1 20254.62%5.08%
Q4 20244.77%5.24%
Q3 20244.76%5.29%
Q2 20244.71%5.22%

What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.

For a current market estimate for your property, use the terms estimator →

CRE book — quarterly trend (FFIEC Call Reports)

QuarterCRE loansConstructionMultifamilyConcentrationNonaccrual CRE
Q1 2026$5.2B$406.5M$1.2B266%$12.1M
Q4 2025$5.1B$369.0M$1.2B269%$11.7M
Q3 2025$5.0B$382.7M$1.1B265%$1.5M
Q2 2025$5.0B$374.0M$1.1B267%$15.6M
Q1 2025$5.0B$351.3M$1.2B272%$16.5M
Q4 2024$5.0B$375.2M$1.2B279%$16.7M
Q3 2024$5.1B$400.2M$1.2B288%$17.5M
Q2 2024$5.2B$542.7M$1.1B297%$17.7M

Similar lenders

Other regional banks we track with a comparable CRE book size.

See all alternatives to Bell Bank

Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.