TX lenders / Community Bank
Texas Bank
Community Bank · Henderson, TX · Henderson Texas Bancshares Inc
- Total assets
- $953.2M
- CRE loan book
- $423.3M
- QoQ CRE growth
- -0.1%
- Q1 2026
Recorded CRE activity — smith County
15 commercial deeds of trust recorded recently, verified from county records.
- Jul 14, 2026 · unknownundisclosed
- Jul 7, 2026 · unknownundisclosed
- Jul 2, 2026 · unknownundisclosed
- Jul 2, 2026 · unknownundisclosed
- Jul 1, 2026 · unknownundisclosed
- Jul 1, 2026 · landundisclosed
- Jun 30, 2026 · unknownundisclosed
- Jun 30, 2026 · unknownundisclosed
- Jun 26, 2026 · unknown$399K
- Jun 26, 2026 · unknownundisclosed
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.98% as of Q1 2026 — TX bank median 4.87% (2.12pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.98% | 7.06% |
| Q4 2025 | 7.14% | 7.31% |
| Q3 2025 | 7.23% | 7.43% |
| Q2 2025 | 6.89% | 7.17% |
| Q1 2025 | 6.54% | 6.86% |
| Q4 2024 | 6.87% | 7.16% |
| Q3 2024 | 6.77% | 7.09% |
| Q2 2024 | 6.63% | 6.97% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $423.3M | $207.2M | $5.5M | 349% | $0 |
| Q4 2025 | $423.9M | $206.8M | $8.8M | 364% | $0 |
| Q3 2025 | $406.3M | $208.5M | $9.4M | 362% | $0 |
| Q2 2025 | $395.8M | $194.1M | $9.6M | 357% | $0 |
| Q1 2025 | $385.4M | $198.5M | $9.7M | 347% | $17.9M |
| Q4 2024 | $389.7M | $200.3M | $8.3M | 359% | $0 |
| Q3 2024 | $372.8M | $185.5M | $8.4M | 349% | $0 |
| Q2 2024 | $370.3M | $178.7M | $8.4M | 349% | $0 |
Signals
Texas Bank: frequently asked questions
- How large is Texas Bank's commercial real estate loan book?
- As of Q1 2026, Texas Bank reported $423.3M in commercial real estate loans out of $953.2M in total assets, per its FFIEC Call Report.
- Is Texas Bank above the 300% CRE concentration guideline?
- Texas Bank's CRE loans stood at 349% of total risk-based capital as of Q1 2026, above the 300% CRE concentration supervisory guideline.
- Is Texas Bank growing or shrinking its CRE lending?
- Texas Bank's CRE loan book shrank 0.1% quarter-over-quarter as of Q1 2026 — a net balance change that reflects payoffs and sales as well as new originations.
- How active is Texas Bank in recorded CRE lending?
- 15 commercial deeds of trust naming Texas Bank as lender have been recorded recently in smith County, verified from county records; the most recent was recorded Jul 14, 2026.
- Has Texas Bank faced regulatory enforcement actions?
- Yes — 1 regulatory enforcement action on record for Texas Bank, most recently from the OCC (Cease-and-Desist Order (C&D) or Personal Cease-and-Desist Order (PC&D)) on Jun 16, 2026. See the Signals section for details and sources.
Answers generated from the verified data on this page — FFIEC Call Reports, county records, and first-party conversations — as of the dates shown.
Similar lenders
Other community banks we track with a comparable CRE book size.
- Bank of Sun PrairieCommunity Bank · Sun Prairie · $423.3M CRE book
- The Union Bank CompanyCommunity Bank · Columbus Grove · $422.3M CRE book
- Northfield Savings BankCommunity Bank · Northfield · $424.7M CRE book
- Peoples Bank and Trust CompanyCommunity Bank · Mcpherson · $425.5M CRE book
- Winchester Savings BankCommunity Bank · Winchester · $421.0M CRE book
Markets where Texas Bank lends
Texas Bank has commercial deeds of trust recorded in this metro. See who else is active there and current rate ranges by property type.
Dallas–Fort Worth
Dallas–Fort Worth (Dallas, Tarrant, Collin & Denton Counties)
Last updated Jul 14, 2026 · Sources: FFIEC CDR, county records, first-party conversations.