VT lenders / Community Bank
Northfield Savings Bank
Community Bank · Northfield, VT · Northfield Mhc
- Total assets
- $1.6B
- CRE loan book
- $424.7M
- QoQ CRE growth
- -0.9%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 4.86% as of Q1 2026 — TX bank median 4.87% (0.01pp below median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 4.86% | 4.95% |
| Q4 2025 | 4.88% | 5.03% |
| Q3 2025 | 4.79% | 4.97% |
| Q2 2025 | 4.58% | 4.84% |
| Q1 2025 | 4.71% | 4.73% |
| Q4 2024 | 4.64% | 4.74% |
| Q3 2024 | 4.76% | 4.79% |
| Q2 2024 | 4.44% | 4.60% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $424.7M | $50.6M | $98.1M | 186% | $2.0M |
| Q4 2025 | $428.5M | $51.2M | $99.2M | 190% | $2.2M |
| Q3 2025 | $424.5M | $36.8M | $97.3M | 186% | $2.5M |
| Q2 2025 | $388.6M | $35.7M | $97.9M | 180% | $5.8M |
| Q1 2025 | $381.1M | $33.2M | $94.7M | 174% | $5.8M |
| Q4 2024 | $381.0M | $36.6M | $89.8M | 176% | $4.2M |
| Q3 2024 | $380.8M | $38.2M | $88.0M | 178% | $1.0M |
| Q2 2024 | $361.5M | $39.3M | $74.4M | 167% | $1.1M |
Similar lenders
Other community banks we track with a comparable CRE book size.
- Peoples Bank and Trust CompanyCommunity Bank · Mcpherson · $425.5M CRE book
- Texas BankCommunity Bank · Henderson · $423.3M CRE book
- Bank of Sun PrairieCommunity Bank · Sun Prairie · $423.3M CRE book
- Landmark National BankCommunity Bank · Manhattan · $426.7M CRE book
- The Union Bank CompanyCommunity Bank · Columbus Grove · $422.3M CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.