KS lenders / Community Bank
Peoples Bank and Trust Company
Community Bank · Mcpherson, KS · Pbt Bancshares Inc
- Total assets
- $1.6B
- CRE loan book
- $425.5M
- QoQ CRE growth
- 2.7%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.54% as of Q1 2026 — TX bank median 4.87% (1.67pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.54% | 6.72% |
| Q4 2025 | 6.71% | 6.83% |
| Q3 2025 | 7.59% | 6.96% |
| Q2 2025 | 6.01% | 7.41% |
| Q1 2025 | 4.87% | 6.83% |
| Q4 2024 | 5.30% | 6.81% |
| Q3 2024 | 5.01% | 6.82% |
| Q2 2024 | 5.30% | 6.59% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $425.5M | $134.6M | $32.3M | 185% | $4.5M |
| Q4 2025 | $414.2M | $141.4M | $31.6M | 185% | $767,000 |
| Q3 2025 | $402.3M | $136.4M | $24.3M | 178% | $577,000 |
| Q2 2025 | $376.2M | $116.8M | $24.3M | 169% | $577,000 |
| Q1 2025 | $293.4M | $98.6M | $15.8M | 155% | $831,000 |
| Q4 2024 | $273.0M | $86.6M | $15.1M | 148% | $652,000 |
| Q3 2024 | $243.1M | $63.0M | $14.9M | 130% | $0 |
| Q2 2024 | $235.1M | $54.4M | $15.0M | 126% | $0 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- Northfield Savings BankCommunity Bank · Northfield · $424.7M CRE book
- Landmark National BankCommunity Bank · Manhattan · $426.7M CRE book
- Texas BankCommunity Bank · Henderson · $423.3M CRE book
- Bank of Sun PrairieCommunity Bank · Sun Prairie · $423.3M CRE book
- The Union Bank CompanyCommunity Bank · Columbus Grove · $422.3M CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.