MA lenders / Community Bank
Winchester Savings Bank
Community Bank · Winchester, MA · Winchester Bcorp Mhc
- Total assets
- $1.0B
- CRE loan book
- $421.0M
- QoQ CRE growth
- 4.8%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 5.28% as of Q1 2026 — TX bank median 4.87% (0.42pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 5.28% | 5.28% |
| Q4 2025 | 5.36% | 5.37% |
| Q3 2025 | 5.38% | 5.38% |
| Q2 2025 | 5.29% | 5.30% |
| Q1 2025 | 5.23% | 5.23% |
| Q4 2024 | 5.14% | 5.14% |
| Q3 2024 | 5.16% | 5.16% |
| Q2 2024 | 4.88% | 4.90% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $421.0M | $95.8M | $216.7M | 362% | $1.2M |
| Q4 2025 | $401.6M | $104.8M | $191.1M | 350% | $3.1M |
| Q3 2025 | $400.9M | $111.4M | $189.8M | 352% | $1.2M |
| Q2 2025 | $364.9M | $95.9M | $166.7M | 320% | $1.2M |
| Q1 2025 | $352.9M | $102.4M | $149.0M | 369% | $1.2M |
| Q4 2024 | $347.6M | $114.8M | $139.9M | 374% | $1.2M |
| Q3 2024 | $329.8M | $110.7M | $132.5M | 355% | $1.2M |
| Q2 2024 | $311.7M | $101.4M | $124.8M | 331% | $1.3M |
Signals
Recent news
- WSBK|Winchester Bancorp Inc|Price:12.980|Chg%:-0.090 - TradingKey — Coverage of Winchester Savings Bank related to commercial real estate and lending reported by tradingkey.com.Jul 30, 2026
- WSBK|Winchester Bancorp Inc|Price:13.030| - TradingKey — Coverage of Winchester Savings Bank related to commercial real estate and lending reported by tradingkey.com.Jul 29, 2026
- WSBK|Winchester Bancorp Inc|Price:13.000|Chg%:-0.030 - TradingKey — Coverage of Winchester Savings Bank related to commercial real estate and lending reported by tradingkey.com.Jul 27, 2026
Similar lenders
Other community banks we track with a comparable CRE book size.
- The Union Bank CompanyCommunity Bank · Columbus Grove · $422.3M CRE book
- First Texas BankCommunity Bank · Georgetown · $419.1M CRE book
- Bank of Sun PrairieCommunity Bank · Sun Prairie · $423.3M CRE book
- Texas BankCommunity Bank · Henderson · $423.3M CRE book
- Citizens Alliance BankCommunity Bank · Clara City · $418.2M CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.