TX lenders / Regional Bank
PlainsCapital Bank
Regional Bank · University Park, TX · Diamond Hth Stock Co Gp Llc
- Total assets
- $12.4B
- CRE loan book
- $4.6B
- QoQ CRE growth
- 2.4%
- Q1 2026
Recorded CRE activity — bell County
14 commercial deeds of trust recorded recently, verified from county records.
- Jul 2, 2026 · unknownundisclosed
- Jul 1, 2026 · unknownundisclosed
- Jul 1, 2026 · unknownundisclosed
- Jul 1, 2026 · unknownundisclosed
- Jun 30, 2026 · unknownundisclosed
- Jun 30, 2026 · unknownundisclosed
- Jun 30, 2026 · landundisclosed
- Jun 30, 2026 · unknownundisclosed
- Jun 30, 2026 · unknownundisclosed
- Jun 26, 2026 · unknownundisclosed
Observed rates
Real loans — SBA 7(a)
9 SBA 7(a) real-estate loans in Texas over the last 12 months · median rate 7.50% (6 variable / 3 fixed) · $12.4M total approved.
Borrower cities: Fort Worth (2), San Antonio (2), Hudson Oaks (2), Shallowater, Houston, Denison.
Source: SBA 7(a) FOIA dataset · most recent approval Jan 14, 2026. Loan-level government-guaranteed pricing; conventional CRE terms may differ.
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 5.59% as of Q1 2026 — TX bank median 6.76% (1.17pp below median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 5.59% | 5.60% |
| Q4 2025 | 5.66% | 5.71% |
| Q3 2025 | 5.89% | 5.91% |
| Q2 2025 | 5.79% | 5.91% |
| Q1 2025 | 5.58% | 5.65% |
| Q4 2024 | 5.72% | 5.89% |
| Q3 2024 | 5.78% | 6.01% |
| Q2 2024 | 5.71% | 5.96% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $4.6B | $993.4M | $354.3M | 258% | $26.3M |
| Q4 2025 | $4.5B | $927.7M | $358.9M | 226% | $9.7M |
| Q3 2025 | $4.4B | $945.0M | $389.3M | 222% | $11.3M |
| Q2 2025 | $4.3B | $882.5M | $347.6M | 214% | $13.4M |
| Q1 2025 | $4.2B | $912.6M | $344.9M | 214% | $13.2M |
| Q4 2024 | $4.1B | $885.5M | $337.2M | 212% | $15.4M |
| Q3 2024 | $4.1B | $888.6M | $304.8M | 212% | $12.2M |
| Q2 2024 | $4.2B | $878.5M | $313.4M | 202% | $12.9M |
Signals
CRE hiring
- Construction Loan Draw Specialist — DFWJun 29, 2026
- Commercial Banking Relationship Manager - Lubbock — LubbockJun 9, 2026
- Commercial Banking Relationship Manager - McAllen — Rio Grande ValleyJun 9, 2026
- Commercial Banking Relationship Manager - Frisco — DFWJun 8, 2026
- Commercial Banking Relationship Manager - Austin — AustinJun 8, 2026
- Commercial Banking Relationship Manager - Fort Worth — DFWJun 8, 2026
- Commercial Banking Relationship Manager - Dallas — DFWJun 1, 2026
- Commercial Banking Relationship Manager - San Antonio — San AntonioMar 11, 2026
- Commercial Banking Relationship Manager - Prosper — DFWMar 2, 2026
- Commercial Underwriter - SBA Lending — DFWFeb 4, 2026
PlainsCapital Bank: frequently asked questions
- How large is PlainsCapital Bank's commercial real estate loan book?
- As of Q1 2026, PlainsCapital Bank reported $4.6B in commercial real estate loans out of $12.4B in total assets, per its FFIEC Call Report.
- Is PlainsCapital Bank above the 300% CRE concentration guideline?
- PlainsCapital Bank's CRE loans stood at 258% of total risk-based capital as of Q1 2026, below the 300% CRE concentration supervisory guideline.
- Is PlainsCapital Bank growing or shrinking its CRE lending?
- PlainsCapital Bank's CRE loan book grew 2.4% quarter-over-quarter as of Q1 2026 — a net balance change that reflects payoffs and sales as well as new originations.
- How active is PlainsCapital Bank in recorded CRE lending?
- 14 commercial deeds of trust naming PlainsCapital Bank as lender have been recorded recently in bell County, verified from county records; the most recent was recorded Jul 2, 2026.
Answers generated from the verified data on this page — FFIEC Call Reports, county records, and first-party conversations — as of the dates shown.
Similar lenders
Other regional banks we track with a comparable CRE book size.
Markets where PlainsCapital Bank lends
PlainsCapital Bank has commercial deeds of trust recorded in these metros. See who else is active there and current rate ranges by property type.
Houston
Houston (Harris County)
Dallas–Fort Worth
Dallas–Fort Worth (Dallas, Tarrant, Collin & Denton Counties)
San Antonio
San Antonio (Bexar County)
Last updated Jul 2, 2026 · Sources: FFIEC CDR, county records, first-party conversations.