RefiLoop Lender Data

NY lenders / Regional Bank

NBT Bank, National Association

Regional Bank · Norwich, NY · Nbt Bcorp Inc

Total assets
$16.1B
CRE loan book
$4.6B
CRE concentration
228%
below the 300% supervisory guideline
QoQ CRE growth
-0.2%
Q1 2026

CRE book — quarterly trend (FFIEC Call Reports)

QuarterCRE loansConstructionMultifamilyConcentrationNonaccrual CRE
Q1 2026$4.6B$469.6M$1.4B228%$23.9M
Q4 2025$4.6B$439.4M$1.4B231%$17.6M
Q3 2025$4.6B$467.7M$1.5B239%$19.1M
Q2 2025$4.6B$465.9M$1.5B242%$18.7M
Q1 2025$3.7B$360.0M$1.2B215%$28.2M
Q4 2024$3.7B$355.2M$1.2B216%$29.8M
Q3 2024$3.6B$320.0M$1.1B212%$17.6M
Q2 2024$3.5B$319.2M$1.1B208%$18.2M

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Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.