RefiLoop Lender Data

TX lenders / Community Bank

Pilgrim Bank

Community Bank · Pittsburg, TX · Pilgrim Bcorp

Total assets
$723.6M
CRE loan book
$198.8M
CRE concentration
188%
below the 300% supervisory guideline
QoQ CRE growth
-0.1%
Q1 2026

Recorded CRE activity — smith County

1 commercial deed of trust recorded recently, verified from county records.

  • Jul 13, 2026 · unknownundisclosed

Observed rates

Book yield — real-estate loans

Implied yield on the existing real-estate loan book: 5.63% as of Q1 2026 — TX bank median 4.87% (0.76pp above median).

QuarterRE loan yieldAll loans & leases
Q1 20265.63%5.74%
Q4 20255.76%5.92%
Q3 20255.63%5.79%
Q2 20255.59%5.74%
Q1 20255.44%5.59%
Q4 20245.58%5.74%
Q3 20245.69%5.91%
Q2 20245.58%5.72%

What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.

For a current market estimate for your property, use the terms estimator →

CRE book — quarterly trend (FFIEC Call Reports)

QuarterCRE loansConstructionMultifamilyConcentrationNonaccrual CRE
Q1 2026$198.8M$28.2M$6.5M188%$0
Q4 2025$198.9M$27.2M$7.3M189%$0
Q3 2025$192.0M$33.1M$1.3M188%$0
Q2 2025$191.0M$34.3M$1.3M186%$0
Q1 2025$187.2M$34.4M$1.4M189%$0
Q4 2024$183.1M$42.6M$1.4M184%$0
Q3 2024$180.1M$40.0M$1.5M179%$0
Q2 2024$172.5M$33.5M$1.5M168%$0

Pilgrim Bank: frequently asked questions

How large is Pilgrim Bank's commercial real estate loan book?
As of Q1 2026, Pilgrim Bank reported $198.8M in commercial real estate loans out of $723.6M in total assets, per its FFIEC Call Report.
Is Pilgrim Bank above the 300% CRE concentration guideline?
Pilgrim Bank's CRE loans stood at 188% of total risk-based capital as of Q1 2026, below the 300% CRE concentration supervisory guideline.
Is Pilgrim Bank growing or shrinking its CRE lending?
Pilgrim Bank's CRE loan book shrank 0.1% quarter-over-quarter as of Q1 2026 — a net balance change that reflects payoffs and sales as well as new originations.
How active is Pilgrim Bank in recorded CRE lending?
1 commercial deed of trust naming Pilgrim Bank as lender has been recorded recently in smith County, verified from county records; the most recent was recorded Jul 13, 2026.

Answers generated from the verified data on this page — FFIEC Call Reports, county records, and first-party conversations — as of the dates shown.

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Last updated Jul 13, 2026 · Sources: FFIEC CDR, county records, first-party conversations.