RefiLoop Lender Data

OK lenders / Community Bank

American Heritage Bank

Community Bank · Sapulpa, OK · American Bcorp Inc

Total assets
$1.5B
CRE loan book
$200.0M
CRE concentration
97%
below the 300% supervisory guideline
QoQ CRE growth
-0.2%
Q1 2026

Observed rates

Book yield — real-estate loans

Implied yield on the existing real-estate loan book: 6.29% as of Q1 2026 — TX bank median 4.87% (1.42pp above median).

QuarterRE loan yieldAll loans & leases
Q1 20266.29%6.47%
Q4 20256.35%6.60%
Q3 20256.44%6.70%
Q2 20256.18%6.53%
Q1 20256.00%6.29%
Q4 20246.11%6.52%
Q3 20246.10%6.44%
Q2 20245.84%6.20%

What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.

For a current market estimate for your property, use the terms estimator →

CRE book — quarterly trend (FFIEC Call Reports)

QuarterCRE loansConstructionMultifamilyConcentrationNonaccrual CRE
Q1 2026$200.0M$19.1M$9.3M97%$0
Q4 2025$200.4M$23.9M$9.4M97%$0
Q3 2025$196.3M$20.2M$8.9M93%$0
Q2 2025$199.1M$16.2M$9.1M94%$0
Q1 2025$195.1M$18.8M$9.1M96%$0
Q4 2024$192.5M$16.5M$9.2M98%$0
Q3 2024$193.3M$15.3M$9.3M97%$0
Q2 2024$187.0M$14.3M$9.2M94%$0

Similar lenders

Other community banks we track with a comparable CRE book size.

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Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.