KY lenders / Community Bank
West Point Bank
Community Bank · Radcliff, KY · First Breckinridge Bancshares
- Total assets
- $570.5M
- CRE loan book
- $198.7M
- QoQ CRE growth
- 0.9%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.80% as of Q1 2026 — TX bank median 4.87% (1.93pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.80% | 6.83% |
| Q4 2025 | 6.88% | 6.92% |
| Q3 2025 | 6.92% | 6.97% |
| Q2 2025 | 7.01% | 7.05% |
| Q1 2025 | 6.92% | 6.98% |
| Q4 2024 | 6.89% | 6.96% |
| Q3 2024 | 6.78% | 6.84% |
| Q2 2024 | 6.69% | 6.75% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $198.7M | $95.9M | $21.0M | 322% | $1.8M |
| Q4 2025 | $196.8M | $93.5M | $21.0M | 319% | $50,000 |
| Q3 2025 | $197.1M | $92.4M | $21.0M | 324% | $51,000 |
| Q2 2025 | $197.5M | $104.6M | $11.0M | 327% | $54,000 |
| Q1 2025 | $195.4M | $102.5M | $11.6M | 332% | $509,000 |
| Q4 2024 | $191.9M | $101.5M | $11.6M | 347% | $0 |
| Q3 2024 | $181.9M | $99.8M | $11.6M | 333% | $0 |
| Q2 2024 | $178.4M | $95.6M | $12.4M | 330% | $0 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- CNB Bank, Inc.Community Bank · Berkeley Springs · $197.7M CRE book
- American Heritage BankCommunity Bank · Sapulpa · $200.0M CRE book
- The Old Fort Banking CompanyCommunity Bank · Old Fort · $196.9M CRE book
- Iowa State BankCommunity Bank · Hull · $195.6M CRE book
- Home State BankCommunity Bank · Jefferson · $202.8M CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.