RefiLoop Lender Data

IA lenders / Community Bank

Iowa State Bank

Community Bank · Hull, IA · Vogel Bancshares Inc

Total assets
$1.2B
CRE loan book
$195.6M
CRE concentration
41%
below the 300% supervisory guideline
QoQ CRE growth
0.5%
Q1 2026

Observed rates

Book yield — real-estate loans

Implied yield on the existing real-estate loan book: 6.34% as of Q1 2026 — TX bank median 4.87% (1.47pp above median).

QuarterRE loan yieldAll loans & leases
Q1 20266.34%6.41%
Q4 20256.36%6.50%
Q3 20256.47%6.57%
Q2 20256.22%6.33%
Q1 20256.02%6.25%
Q4 20246.21%6.40%
Q3 20246.28%6.53%
Q2 20246.24%6.60%

What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.

For a current market estimate for your property, use the terms estimator →

CRE book — quarterly trend (FFIEC Call Reports)

QuarterCRE loansConstructionMultifamilyConcentrationNonaccrual CRE
Q1 2026$195.6M$27.9M$30.5M41%$324,000
Q4 2025$194.6M$28.3M$28.4M40%$394,000
Q3 2025$201.8M$30.5M$29.5M44%$494,000
Q2 2025$176.1M$21.6M$28.8M38%$318,000
Q1 2025$166.3M$23.6M$32.8M44%$330,000
Q4 2024$153.1M$21.4M$33.8M43%$427,000
Q3 2024$160.9M$21.9M$31.6M43%$668,000
Q2 2024$156.2M$21.5M$27.8M41%$95,000

Signals

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Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.