TX lenders / Community Bank
Peoples State Bank
Community Bank · Rocksprings, TX
- Total assets
- $142.6M
- CRE loan book
- $6.9M
- QoQ CRE growth
- -1.2%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 5.60% as of Q1 2026 — TX bank median 6.76% (1.15pp below median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 5.60% | 5.93% |
| Q4 2025 | 5.73% | 6.10% |
| Q3 2025 | 5.59% | 5.96% |
| Q2 2025 | 5.66% | 6.02% |
| Q1 2025 | 5.42% | 5.80% |
| Q4 2024 | 5.59% | 5.95% |
| Q3 2024 | 5.50% | 5.82% |
| Q2 2024 | 5.37% | 5.62% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $6.9M | $301,000 | $0 | 44% | $0 |
| Q4 2025 | $6.9M | $304,000 | $0 | 44% | $0 |
| Q3 2025 | $5.8M | $308,000 | $0 | 38% | $0 |
| Q2 2025 | $6.5M | $531,000 | $0 | 44% | $0 |
| Q1 2025 | $6.2M | $365,000 | $0 | 43% | $0 |
| Q4 2024 | $6.3M | $312,000 | $0 | 44% | $0 |
| Q3 2024 | $6.6M | $313,000 | $0 | 47% | $0 |
| Q2 2024 | $6.8M | $314,000 | $0 | 49% | $0 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- The Home National Bank of ThorntownCommunity Bank · Thorntown · $6.9M CRE book
- The Buckholts State BankCommunity Bank · Buckholts · $6.9M CRE book
- The Citizens Bank of EdinaCommunity Bank · Edina · $6.9M CRE book
- Exchange State BankCommunity Bank · Saint Paul · $6.9M CRE book
- Anchor State BankCommunity Bank · Anchor · $6.8M CRE book
Last updated Jul 2, 2026 · Sources: FFIEC CDR, county records, first-party conversations.