KS lenders / Community Bank
Exchange State Bank
Community Bank · Saint Paul, KS · Southeast Ks Bancshares Inc
- Total assets
- $104.8M
- CRE loan book
- $6.9M
- QoQ CRE growth
- -4.9%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 7.05% as of Q1 2026 — TX bank median 4.87% (2.19pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 7.05% | 7.49% |
| Q4 2025 | 7.20% | 7.65% |
| Q3 2025 | 7.26% | 7.73% |
| Q2 2025 | 7.02% | 7.60% |
| Q1 2025 | 6.74% | 7.48% |
| Q4 2024 | 7.71% | 7.68% |
| Q3 2024 | 6.86% | 7.53% |
| Q2 2024 | 6.50% | 7.40% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $6.9M | $51,000 | $0 | 20% | $0 |
| Q4 2025 | $7.3M | $0 | $0 | 20% | $0 |
| Q3 2025 | $7.4M | $0 | $0 | 21% | $0 |
| Q2 2025 | $7.3M | $0 | $0 | 22% | $0 |
| Q1 2025 | $7.0M | $0 | $0 | 19% | $0 |
| Q4 2024 | $7.1M | $50,000 | $0 | 20% | $0 |
| Q3 2024 | $6.6M | $50,000 | $0 | 21% | $0 |
| Q2 2024 | $5.7M | $300,000 | $0 | 24% | $0 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- The Citizens Bank of EdinaCommunity Bank · Edina · $6.9M CRE book
- The Buckholts State BankCommunity Bank · Buckholts · $6.9M CRE book
- The Home National Bank of ThorntownCommunity Bank · Thorntown · $6.9M CRE book
- The Baldwin State BankCommunity Bank · Baldwin City · $7.0M CRE book
- Citizens State Bank, of ArlingtonCommunity Bank · Arlington · $7.0M CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.