TX lenders / Community Bank
The Buckholts State Bank
Community Bank · Buckholts, TX
- Total assets
- $138.2M
- CRE loan book
- $6.9M
- QoQ CRE growth
- 2.0%
- Q1 2026
Recorded CRE activity — mclennan County
3 commercial deeds of trust recorded recently, verified from county records.
- Jul 1, 2026 · unknownundisclosed
- Jul 1, 2026 · landundisclosed
- Jun 30, 2026 · unknownundisclosed
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.72% as of Q1 2026 — TX bank median 6.76% (0.03pp below median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.72% | 6.88% |
| Q4 2025 | 8.13% | 7.47% |
| Q3 2025 | 6.88% | 7.07% |
| Q2 2025 | 7.00% | 7.02% |
| Q1 2025 | 7.20% | 7.11% |
| Q4 2024 | 7.10% | 7.11% |
| Q3 2024 | 6.74% | 6.97% |
| Q2 2024 | 7.18% | 6.91% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $6.9M | $0 | $78,000 | 26% | $0 |
| Q4 2025 | $6.8M | $0 | $78,000 | 26% | $0 |
| Q3 2025 | $6.9M | $0 | $79,000 | 27% | $0 |
| Q2 2025 | $6.8M | $0 | $80,000 | 28% | $0 |
| Q1 2025 | $7.7M | $0 | $81,000 | 33% | $0 |
| Q4 2024 | $8.5M | $0 | $82,000 | 37% | $1,000 |
| Q3 2024 | $8.5M | $0 | $82,000 | 38% | $7,000 |
| Q2 2024 | $8.1M | $0 | $83,000 | 37% | $11,000 |
The Buckholts State Bank: frequently asked questions
- How large is The Buckholts State Bank's commercial real estate loan book?
- As of Q1 2026, The Buckholts State Bank reported $6.9M in commercial real estate loans out of $138.2M in total assets, per its FFIEC Call Report.
- Is The Buckholts State Bank above the 300% CRE concentration guideline?
- The Buckholts State Bank's CRE loans stood at 26% of total risk-based capital as of Q1 2026, below the 300% CRE concentration supervisory guideline.
- Is The Buckholts State Bank growing or shrinking its CRE lending?
- The Buckholts State Bank's CRE loan book grew 2.0% quarter-over-quarter as of Q1 2026 — a net balance change that reflects payoffs and sales as well as new originations.
- How active is The Buckholts State Bank in recorded CRE lending?
- 3 commercial deeds of trust naming The Buckholts State Bank as lender have been recorded recently in mclennan County, verified from county records; the most recent was recorded Jul 1, 2026.
Answers generated from the verified data on this page — FFIEC Call Reports, county records, and first-party conversations — as of the dates shown.
Similar lenders
Other community banks we track with a comparable CRE book size.
- The Home National Bank of ThorntownCommunity Bank · Thorntown · $6.9M CRE book
- The Citizens Bank of EdinaCommunity Bank · Edina · $6.9M CRE book
- Exchange State BankCommunity Bank · Saint Paul · $6.9M CRE book
- Peoples State BankCommunity Bank · Rocksprings · $6.9M CRE book
- The Baldwin State BankCommunity Bank · Baldwin City · $7.0M CRE book
Last updated Jul 2, 2026 · Sources: FFIEC CDR, county records, first-party conversations.