MO lenders / Community Bank
The Citizens Bank of Edina
Community Bank · Edina, MO · R Dean Phillips Bk Tr Dated 11-19-2004
- Total assets
- $103.9M
- CRE loan book
- $6.9M
- QoQ CRE growth
- 0.8%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.97% as of Q1 2026 — TX bank median 4.87% (2.10pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.97% | 7.04% |
| Q4 2025 | 7.10% | 7.24% |
| Q3 2025 | 6.95% | 7.35% |
| Q2 2025 | 6.96% | 7.34% |
| Q1 2025 | 6.66% | 7.09% |
| Q4 2024 | 6.66% | 7.01% |
| Q3 2024 | 6.67% | 7.45% |
| Q2 2024 | 6.35% | 7.13% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $6.9M | $731,000 | $0 | 5% | $14,000 |
| Q4 2025 | $6.9M | $579,000 | $0 | 4% | $0 |
| Q3 2025 | $6.5M | $576,000 | $0 | 4% | $0 |
| Q2 2025 | $7.8M | $824,000 | $0 | 6% | $0 |
| Q1 2025 | $7.9M | $672,000 | $0 | 5% | $0 |
| Q4 2024 | $8.8M | $1.0M | $0 | 7% | $0 |
| Q3 2024 | $10.0M | $1.4M | $0 | 10% | $0 |
| Q2 2024 | $9.3M | $1.5M | $0 | 12% | $0 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- Exchange State BankCommunity Bank · Saint Paul · $6.9M CRE book
- The Buckholts State BankCommunity Bank · Buckholts · $6.9M CRE book
- The Home National Bank of ThorntownCommunity Bank · Thorntown · $6.9M CRE book
- The Baldwin State BankCommunity Bank · Baldwin City · $7.0M CRE book
- Citizens State Bank, of ArlingtonCommunity Bank · Arlington · $7.0M CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.