TX lenders / Community Bank
One World Bank
Community Bank · Dallas, TX · One World Holding Inc
- Total assets
- $285.7M
- CRE loan book
- $201.8M
- QoQ CRE growth
- 1.2%
- Q1 2026
Observed rates
Real loans — SBA 7(a)
4 SBA 7(a) real-estate loans in Texas over the last 12 months · median rate 8.38% (4 variable / 0 fixed) · $6.7M total approved.
Source: SBA 7(a) FOIA dataset · most recent approval Feb 23, 2026. Loan-level government-guaranteed pricing; conventional CRE terms may differ.
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 7.73% as of Q1 2026 — TX bank median 6.76% (0.97pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 7.73% | 7.53% |
| Q4 2025 | 8.68% | 8.62% |
| Q3 2025 | 8.50% | 8.47% |
| Q2 2025 | 8.51% | 8.58% |
| Q1 2025 | 8.04% | 8.35% |
| Q4 2024 | 8.75% | 9.13% |
| Q3 2024 | 9.70% | 9.68% |
| Q2 2024 | 9.84% | 9.79% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $201.8M | $64.0M | $3.3M | 332% | $0 |
| Q4 2025 | $199.4M | $61.0M | $3.4M | 305% | $0 |
| Q3 2025 | $202.0M | $62.5M | $1.9M | 298% | $0 |
| Q2 2025 | $188.5M | $59.3M | $1.9M | 292% | $0 |
| Q1 2025 | $183.4M | $55.8M | $1.2M | 277% | $0 |
| Q4 2024 | $175.0M | $50.4M | $1.2M | 262% | $0 |
| Q3 2024 | $162.0M | $44.9M | $1.2M | 242% | $0 |
| Q2 2024 | $149.3M | $36.2M | $1.2M | 235% | $0 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- Home State BankCommunity Bank · Jefferson · $202.8M CRE book
- Partners BankCommunity Bank · Helena · $203.7M CRE book
- West Point BankCommunity Bank · Radcliff · $198.7M CRE book
- CNB Bank, Inc.Community Bank · Berkeley Springs · $197.7M CRE book
- Dakota Community Bank & Trust, National AssociationCommunity Bank · Hebron · $197.4M CRE book
Last updated Jul 2, 2026 · Sources: FFIEC CDR, county records, first-party conversations.