TX lenders / Community Bank
One World Bank
Community Bank · Dallas, TX · One World Holding Inc
- Total assets
- $285.7M
- CRE loan book
- $201.8M
- QoQ CRE growth
- 1.2%
- Q1 2026
Recorded CRE activity — harris County
4 commercial deeds of trust recorded recently, verified from county records.
- Aug 21, 2026 · unknownundisclosed
- Aug 17, 2026 · landundisclosed
- Aug 5, 2026 · unknownundisclosed
- Jul 17, 2026 · unknownundisclosed
Observed rates
Real loans — SBA 7(a)
3 SBA 7(a) real-estate loans in Texas over the last 12 months · median rate 8.25% (3 variable / 0 fixed) · $4.3M total approved.
Source: SBA 7(a) FOIA dataset · most recent approval Feb 23, 2026. Loan-level government-guaranteed pricing; conventional CRE terms may differ.
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 7.73% as of Q1 2026 — TX bank median 4.87% (2.87pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 7.73% | 7.53% |
| Q4 2025 | 8.68% | 8.62% |
| Q3 2025 | 8.50% | 8.47% |
| Q2 2025 | 8.51% | 8.58% |
| Q1 2025 | 8.04% | 8.35% |
| Q4 2024 | 8.75% | 9.13% |
| Q3 2024 | 9.70% | 9.68% |
| Q2 2024 | 9.84% | 9.79% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $201.8M | $64.0M | $3.3M | 332% | $0 |
| Q4 2025 | $199.4M | $61.0M | $3.4M | 305% | $0 |
| Q3 2025 | $202.0M | $62.5M | $1.9M | 298% | $0 |
| Q2 2025 | $188.5M | $59.3M | $1.9M | 292% | $0 |
| Q1 2025 | $183.4M | $55.8M | $1.2M | 277% | $0 |
| Q4 2024 | $175.0M | $50.4M | $1.2M | 262% | $0 |
| Q3 2024 | $162.0M | $44.9M | $1.2M | 242% | $0 |
| Q2 2024 | $149.3M | $36.2M | $1.2M | 235% | $0 |
One World Bank: frequently asked questions
- How large is One World Bank's commercial real estate loan book?
- As of Q1 2026, One World Bank reported $201.8M in commercial real estate loans out of $285.7M in total assets, per its FFIEC Call Report.
- Is One World Bank above the 300% CRE concentration guideline?
- One World Bank's CRE loans stood at 332% of total risk-based capital as of Q1 2026, above the 300% CRE concentration supervisory guideline.
- Is One World Bank growing or shrinking its CRE lending?
- One World Bank's CRE loan book grew 1.2% quarter-over-quarter as of Q1 2026 — a net balance change that reflects payoffs and sales as well as new originations.
- How active is One World Bank in recorded CRE lending?
- 4 commercial deeds of trust naming One World Bank as lender have been recorded recently in harris County, verified from county records; the most recent was recorded Aug 21, 2026.
Answers generated from the verified data on this page — FFIEC Call Reports, county records, and first-party conversations — as of the dates shown.
Similar lenders
Other community banks we track with a comparable CRE book size.
- Home State BankCommunity Bank · Jefferson · $202.8M CRE book
- American Heritage BankCommunity Bank · Sapulpa · $200.0M CRE book
- West Point BankCommunity Bank · Radcliff · $198.7M CRE book
- CNB Bank, Inc.Community Bank · Berkeley Springs · $197.7M CRE book
- The Old Fort Banking CompanyCommunity Bank · Old Fort · $196.9M CRE book
Markets where One World Bank lends
One World Bank has commercial deeds of trust recorded in this metro. See who else is active there and current rate ranges by property type.
Houston
Houston (Harris County)
Last updated Aug 21, 2026 · Sources: FFIEC CDR, county records, first-party conversations.