IA lenders / Community Bank
Home State Bank
Community Bank · Jefferson, IA · Greene Investment Co
- Total assets
- $485.7M
- CRE loan book
- $202.8M
- QoQ CRE growth
- 5.7%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.32% as of Q1 2026 — TX bank median 4.87% (1.45pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.32% | 6.59% |
| Q4 2025 | 6.40% | 6.43% |
| Q3 2025 | 6.55% | 7.08% |
| Q2 2025 | 6.45% | 7.05% |
| Q1 2025 | 6.32% | 6.70% |
| Q4 2024 | 6.59% | 7.08% |
| Q3 2024 | 6.38% | 6.96% |
| Q2 2024 | 6.17% | 6.65% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $202.8M | $68.5M | $2.0M | 298% | $846,000 |
| Q4 2025 | $192.0M | $72.8M | $2.0M | 307% | $1.9M |
| Q3 2025 | $183.4M | $66.5M | $2.0M | 291% | $0 |
| Q2 2025 | $176.1M | $60.1M | $2.0M | 283% | $0 |
| Q1 2025 | $168.3M | $57.7M | $2.0M | 276% | $0 |
| Q4 2024 | $165.4M | $52.4M | $2.0M | 277% | $0 |
| Q3 2024 | $157.8M | $54.4M | $2.1M | 267% | $1.4M |
| Q2 2024 | $153.6M | $49.6M | $2.1M | 262% | $1.5M |
Signals
Similar lenders
Other community banks we track with a comparable CRE book size.
- American Heritage BankCommunity Bank · Sapulpa · $200.0M CRE book
- West Point BankCommunity Bank · Radcliff · $198.7M CRE book
- CNB Bank, Inc.Community Bank · Berkeley Springs · $197.7M CRE book
- BTC BankCommunity Bank · Bethany · $208.4M CRE book
- The Old Fort Banking CompanyCommunity Bank · Old Fort · $196.9M CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.