TX lenders / Community Bank
HomeBank Texas
Community Bank · Seagoville, TX · Mta Bancshares Inc
- Total assets
- $393.7M
- CRE loan book
- $139.6M
- QoQ CRE growth
- 2.7%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 7.00% as of Q1 2026 — TX bank median 6.76% (0.25pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 7.00% | 6.99% |
| Q4 2025 | 7.04% | 7.04% |
| Q3 2025 | 6.90% | 6.92% |
| Q2 2025 | 6.79% | 6.80% |
| Q1 2025 | 6.63% | 6.72% |
| Q4 2024 | 6.61% | 6.69% |
| Q3 2024 | 6.66% | 6.70% |
| Q2 2024 | 6.49% | 6.52% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $139.6M | $46.1M | $6.3M | 174% | $0 |
| Q4 2025 | $135.9M | $45.5M | $6.4M | 170% | $0 |
| Q3 2025 | $130.5M | $41.3M | $5.1M | 165% | $0 |
| Q2 2025 | $123.5M | $34.6M | $5.3M | 158% | $0 |
| Q1 2025 | $127.7M | $34.0M | $5.4M | 162% | $1.6M |
| Q4 2024 | $118.6M | $30.7M | $5.4M | 153% | $0 |
| Q3 2024 | $118.8M | $31.3M | $5.5M | 159% | $0 |
| Q2 2024 | $122.5M | $31.5M | $5.5M | 166% | $0 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- The Citizens BankCommunity Bank · Farmington · $139.7M CRE book
- Farmers & Merchants State BankCommunity Bank · Waterloo · $139.7M CRE book
- Thumb Bank and TrustCommunity Bank · Pigeon · $138.3M CRE book
- Town & Country Bank and Trust CompanyCommunity Bank · Bardstown · $137.7M CRE book
- Bank & Trust CompanyCommunity Bank · Litchfield · $137.3M CRE book
Last updated Jul 2, 2026 · Sources: FFIEC CDR, county records, first-party conversations.