RefiLoop Lender Data

CO lenders / Community Bank

Verus Bank of Commerce

Community Bank · Fort Collins, CO · Verus Acquisition Group Inc

Total assets
$207.1M
CRE loan book
$138.5M
CRE concentration
307%
above the 300% supervisory guideline
QoQ CRE growth
5.9%
Q1 2026

Recorded CRE activity — co-arapahoe County

1 commercial deed of trust recorded recently, verified from county records.

  • Jul 22, 2026 · industrialundisclosed

Observed rates

Book yield — real-estate loans

Implied yield on the existing real-estate loan book: 6.12% as of Q1 2026 — TX bank median 4.87% (1.26pp above median).

QuarterRE loan yieldAll loans & leases
Q1 20266.12%6.13%
Q4 20256.30%6.29%
Q3 20256.23%6.24%
Q2 20256.03%6.03%
Q1 20255.90%6.01%
Q4 20246.34%6.35%
Q3 20246.06%6.17%
Q2 20245.71%5.85%

What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.

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CRE book — quarterly trend (FFIEC Call Reports)

QuarterCRE loansConstructionMultifamilyConcentrationNonaccrual CRE
Q1 2026$138.5M$11.7M$1.6M307%$0
Q4 2025$130.8M$11.1M$1.6M290%$0
Q3 2025$128.7M$11.1M$579,000278%$0
Q2 2025$125.8M$11.9M$579,000283%$0
Q1 2025$127.4M$12.0M$579,000289%$0
Q4 2024$130.4M$9.4M$579,000299%$0
Q3 2024$125.6M$8.1M$579,000262%$746,000
Q2 2024$127.7M$6.8M$731,000267%$1.3M

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Last updated Jul 22, 2026 · Sources: FFIEC CDR, county records, first-party conversations.