CT lenders / Community Bank
Essex Bank
Community Bank · Essex, CT
- Total assets
- $525.7M
- CRE loan book
- $140.0M
- QoQ CRE growth
- 0.8%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 4.96% as of Q1 2026 — TX bank median 4.87% (0.10pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 4.96% | 5.01% |
| Q4 2025 | 5.21% | 5.28% |
| Q3 2025 | 5.00% | 5.08% |
| Q2 2025 | 4.86% | 5.00% |
| Q1 2025 | 4.71% | 4.84% |
| Q4 2024 | 4.80% | 4.87% |
| Q3 2024 | 4.53% | 4.74% |
| Q2 2024 | 4.41% | 4.62% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $140.0M | $30.3M | $13.3M | 113% | $2.0M |
| Q4 2025 | $139.0M | $32.2M | $13.4M | 115% | $2.0M |
| Q3 2025 | $142.6M | $40.5M | $13.5M | 122% | $2.0M |
| Q2 2025 | $138.0M | $46.2M | $9.8M | 129% | $2.0M |
| Q1 2025 | $134.4M | $44.1M | $9.8M | 132% | $0 |
| Q4 2024 | $131.6M | $38.4M | $11.4M | 126% | $0 |
| Q3 2024 | $120.3M | $29.5M | $11.3M | 113% | $0 |
| Q2 2024 | $113.6M | $21.5M | $11.3M | 102% | $0 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- Farmers & Merchants State BankCommunity Bank · Waterloo · $139.7M CRE book
- The Citizens BankCommunity Bank · Farmington · $139.7M CRE book
- DR BankCommunity Bank · Darien · $138.7M CRE book
- Verus Bank of CommerceCommunity Bank · Fort Collins · $138.5M CRE book
- Thumb Bank and TrustCommunity Bank · Pigeon · $138.3M CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.