NM lenders / Community Bank
The Citizens Bank
Community Bank · Farmington, NM · Citizens Bk Employee Stk Ownership&Retirement Svg Plan
- Total assets
- $794.7M
- CRE loan book
- $139.7M
- QoQ CRE growth
- 0.1%
- Q1 2026
Observed rates
Real loans — SBA 7(a)
30 SBA 7(a) real-estate loans in Texas over the last 12 months · median rate 9.75% (30 variable / 0 fixed) · $34.6M total approved.
Borrower cities: Garland (2), Lake Jackson, Montgomery, League City, Spring, Greenville.
Source: SBA 7(a) FOIA dataset · most recent approval Mar 31, 2026. Loan-level government-guaranteed pricing; conventional CRE terms may differ.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $139.7M | $35.9M | $6.9M | 117% | $52,000 |
| Q4 2025 | $139.6M | $35.6M | $7.8M | 116% | $0 |
| Q3 2025 | $143.9M | $33.4M | $8.0M | 123% | $2.5M |
| Q2 2025 | $142.5M | $27.5M | $8.4M | 121% | $2.5M |
| Q1 2025 | $149.9M | $34.6M | $5.4M | 131% | $0 |
| Q4 2024 | $145.0M | $31.2M | $5.5M | 131% | $0 |
| Q3 2024 | $140.7M | $30.2M | $6.1M | 123% | $0 |
| Q2 2024 | $140.7M | $24.0M | $6.7M | 122% | $0 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- Farmers & Merchants State BankCommunity Bank · Waterloo · $139.7M CRE book
- Thumb Bank and TrustCommunity Bank · Pigeon · $138.3M CRE book
- Town & Country Bank and Trust CompanyCommunity Bank · Bardstown · $137.7M CRE book
- Bank & Trust CompanyCommunity Bank · Litchfield · $137.3M CRE book
- Woodford State BankCommunity Bank · Monroe · $136.5M CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.