RefiLoop Lender Data

NE lenders / Community Bank

Commercial State Bank

Community Bank · Wausa, NE · Wausa Banshares Inc

Total assets
$254.0M
CRE loan book
$75.7M
CRE concentration
214%
below the 300% supervisory guideline
QoQ CRE growth
4.4%
Q1 2026

Observed rates

Book yield — real-estate loans

Implied yield on the existing real-estate loan book: 6.73% as of Q1 2026 — TX bank median 4.87% (1.87pp above median).

QuarterRE loan yieldAll loans & leases
Q1 20266.73%6.99%
Q4 20256.92%7.16%
Q3 20256.85%7.21%
Q2 20256.79%7.01%
Q1 20256.33%6.80%
Q4 20246.58%6.93%
Q3 20246.46%6.91%
Q2 20246.22%6.71%

What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.

For a current market estimate for your property, use the terms estimator →

CRE book — quarterly trend (FFIEC Call Reports)

QuarterCRE loansConstructionMultifamilyConcentrationNonaccrual CRE
Q1 2026$75.7M$13.3M$236,000214%$0
Q4 2025$72.5M$11.6M$237,000210%$6,000
Q3 2025$71.3M$10.4M$237,000217%$19,000
Q2 2025$69.4M$7.8M$238,000217%$31,000
Q1 2025$70.9M$7.5M$239,000224%$43,000
Q4 2024$69.8M$6.8M$239,000227%$56,000
Q3 2024$69.7M$6.2M$240,000232%$68,000
Q2 2024$67.7M$5.5M$0235%$81,000

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Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.