MA lenders / Community Bank
Washington Savings Bank
Community Bank · Lowell, MA
- Total assets
- $298.7M
- CRE loan book
- $75.9M
- QoQ CRE growth
- 1.9%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 4.85% as of Q1 2026 — TX bank median 4.87% (0.01pp below median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 4.85% | 4.85% |
| Q4 2025 | 4.79% | 4.79% |
| Q3 2025 | 4.76% | 4.76% |
| Q2 2025 | 4.64% | 4.64% |
| Q1 2025 | 4.53% | 4.54% |
| Q4 2024 | 4.44% | 4.45% |
| Q3 2024 | 4.41% | 4.41% |
| Q2 2024 | 4.45% | 4.45% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $75.9M | $6.0M | $44.0M | 230% | $0 |
| Q4 2025 | $74.5M | $8.3M | $40.0M | 226% | $0 |
| Q3 2025 | $75.3M | $8.3M | $40.4M | 230% | $0 |
| Q2 2025 | $74.0M | $9.3M | $38.0M | 226% | $0 |
| Q1 2025 | $74.0M | $9.1M | $38.0M | 227% | $0 |
| Q4 2024 | $77.1M | $9.6M | $39.8M | 235% | $0 |
| Q3 2024 | $73.7M | $7.0M | $38.5M | 224% | $0 |
| Q2 2024 | $75.7M | $6.3M | $38.6M | 230% | $0 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- Great Plains State BankCommunity Bank · Petersburg · $75.9M CRE book
- Commercial State BankCommunity Bank · Wausa · $75.7M CRE book
- Peoples State Bank of PlainviewCommunity Bank · Plainview · $76.2M CRE book
- 1NB BankCommunity Bank · Carlyle · $75.5M CRE book
- Buena Vista National BankCommunity Bank · Chester · $77.0M CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.