TX lenders / Community Bank
Golden Bank, National Association
Community Bank · Houston, TX
- Total assets
- $2.2B
- CRE loan book
- $1.7B
- QoQ CRE growth
- 3.2%
- Q1 2026
Recorded CRE activity — harris County
6 commercial deeds of trust recorded recently, verified from county records.
- Jul 13, 2026 · unknownundisclosed
- Jul 10, 2026 · landundisclosed
- Jul 8, 2026 · landundisclosed
- Jul 6, 2026 · unknownundisclosed
- Jun 16, 2026 · unknownundisclosed
- Jun 8, 2026 · unknownundisclosed
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.87% as of Q1 2026 — TX bank median 4.87% (2.01pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.87% | 6.87% |
| Q4 2025 | 7.25% | 7.26% |
| Q3 2025 | 7.63% | 7.63% |
| Q2 2025 | 7.45% | 7.45% |
| Q1 2025 | 7.34% | 7.36% |
| Q4 2024 | 7.67% | 7.68% |
| Q3 2024 | 7.76% | 7.79% |
| Q2 2024 | 7.55% | 7.57% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $1.7B | $231.3M | $89.7M | 330% | $33.7M |
| Q4 2025 | $1.6B | $215.9M | $88.2M | 327% | $34.2M |
| Q3 2025 | $1.6B | $194.8M | $67.7M | 319% | $27.6M |
| Q2 2025 | $1.5B | $184.4M | $70.5M | 321% | $30.0M |
| Q1 2025 | $1.5B | $166.5M | $71.2M | 324% | $27.2M |
| Q4 2024 | $1.5B | $177.6M | $69.5M | 326% | $21.9M |
| Q3 2024 | $1.4B | $164.8M | $57.4M | 321% | $22.4M |
| Q2 2024 | $1.3B | $166.5M | $54.6M | 326% | $23.4M |
Golden Bank, National Association: frequently asked questions
- How large is Golden Bank, National Association's commercial real estate loan book?
- As of Q1 2026, Golden Bank, National Association reported $1.7B in commercial real estate loans out of $2.2B in total assets, per its FFIEC Call Report.
- Is Golden Bank, National Association above the 300% CRE concentration guideline?
- Golden Bank, National Association's CRE loans stood at 330% of total risk-based capital as of Q1 2026, above the 300% CRE concentration supervisory guideline.
- Is Golden Bank, National Association growing or shrinking its CRE lending?
- Golden Bank, National Association's CRE loan book grew 3.2% quarter-over-quarter as of Q1 2026 — a net balance change that reflects payoffs and sales as well as new originations.
- How active is Golden Bank, National Association in recorded CRE lending?
- 6 commercial deeds of trust naming Golden Bank, National Association as lender have been recorded recently in harris County, verified from county records; the most recent was recorded Jul 13, 2026.
Answers generated from the verified data on this page — FFIEC Call Reports, county records, and first-party conversations — as of the dates shown.
Similar lenders
Other community banks we track with a comparable CRE book size.
- Home Bank, National AssociationCommunity Bank · Lafayette · $1.7B CRE book
- Broadway National BankCommunity Bank · San Antonio · $1.7B CRE book
- ChoiceOne BankCommunity Bank · Sparta · $1.7B CRE book
- Farmers & Merchants Bank of Central CaliforniaCommunity Bank · Lodi · $1.6B CRE book
- WestStar BankCommunity Bank · El Paso · $1.8B CRE book
Markets where Golden Bank, National Association lends
Golden Bank, National Association has commercial deeds of trust recorded in these metros. See who else is active there and current rate ranges by property type.
Houston
Houston (Harris County)
Dallas–Fort Worth
Dallas–Fort Worth (Dallas, Tarrant, Collin & Denton Counties)
Last updated Jul 13, 2026 · Sources: FFIEC CDR, county records, first-party conversations.