MI lenders / Community Bank
ChoiceOne Bank
Community Bank · Sparta, MI · Choiceone Finl Services Inc
- Total assets
- $4.4B
- CRE loan book
- $1.7B
- QoQ CRE growth
- -1.9%
- Q1 2026
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $1.7B | $117.3M | $135.6M | 269% | $8.0M |
| Q4 2025 | $1.7B | $120.0M | $150.4M | 285% | $8.0M |
| Q3 2025 | $1.7B | $111.7M | $154.1M | 280% | $1.2M |
| Q2 2025 | $1.7B | $102.8M | $156.3M | 291% | $2.0M |
| Q1 2025 | $1.7B | $103.8M | $174.4M | 304% | $1.0M |
| Q4 2024 | $889.2M | $92.4M | $83.8M | 225% | $229,000 |
| Q3 2024 | $850.9M | $89.2M | $84.5M | 222% | $229,000 |
| Q2 2024 | $798.8M | $125.4M | $57.9M | 209% | $356,000 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- Central Bank & Trust Co.Community Bank · Lexington · $1.7B CRE book
- Southern Bank and Trust CompanyCommunity Bank · Mount Olive · $1.8B CRE book
- Broadway National BankCommunity Bank · San Antonio · $1.7B CRE book
- WestStar BankCommunity Bank · El Paso · $1.8B CRE book
- Farmers & Merchants Bank of Central CaliforniaCommunity Bank · Lodi · $1.6B CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.