RefiLoop Lender Data

CA lenders / Community Bank

Farmers & Merchants Bank of Central California

Community Bank · Lodi, CA · Farmers&Merchants Bcorp

Total assets
$5.8B
CRE loan book
$1.6B
CRE concentration
171%
below the 300% supervisory guideline
QoQ CRE growth
1.6%
Q1 2026

CRE book — quarterly trend (FFIEC Call Reports)

QuarterCRE loansConstructionMultifamilyConcentrationNonaccrual CRE
Q1 2026$1.6B$132.5M$121.9M171%$730,000
Q4 2025$1.6B$128.2M$122.2M172%$750,000
Q3 2025$1.6B$170.7M$111.4M168%$955,000
Q2 2025$1.6B$173.8M$112.3M165%$0
Q1 2025$1.5B$185.3M$109.5M163%$0
Q4 2024$1.5B$194.9M$110.5M171%$0
Q3 2024$1.5B$205.9M$111.4M168%$0
Q2 2024$1.5B$200.7M$115.2M174%$0

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Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.