LA lenders / Community Bank
Home Bank, National Association
Community Bank · Lafayette, LA · Home Bcorp Inc
- Total assets
- $3.5B
- CRE loan book
- $1.7B
- QoQ CRE growth
- 0.2%
- Q1 2026
Recorded CRE activity — harris County
4 commercial deeds of trust recorded recently, verified from county records.
- Jul 20, 2026 · landundisclosed
- Jul 20, 2026 · unknownundisclosed
- Jul 10, 2026 · retailundisclosed
- Jun 30, 2026 · unknownundisclosed
Observed rates
Real loans — SBA 7(a)
5 SBA 7(a) real-estate loans in Texas over the last 12 months · median rate 9.50% (4 variable / 1 fixed) · $5.2M total approved.
Borrower cities: Spring, Texas City, Tomball, Santa Fe, Houston.
Source: SBA 7(a) FOIA dataset · most recent approval Feb 19, 2026. Loan-level government-guaranteed pricing; conventional CRE terms may differ.
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.18% as of Q1 2026 — TX bank median 4.87% (1.31pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.18% | 6.39% |
| Q4 2025 | 6.32% | 6.54% |
| Q3 2025 | 6.41% | 6.67% |
| Q2 2025 | 6.33% | 6.57% |
| Q1 2025 | 6.18% | 6.44% |
| Q4 2024 | 6.28% | 6.53% |
| Q3 2024 | 6.20% | 6.56% |
| Q2 2024 | 6.01% | 6.36% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $1.7B | $332.0M | $180.3M | 211% | $24.9M |
| Q4 2025 | $1.7B | $322.1M | $178.2M | 219% | $25.7M |
| Q3 2025 | $1.7B | $318.0M | $184.3M | 225% | $20.8M |
| Q2 2025 | $1.7B | $316.8M | $184.1M | 237% | $14.7M |
| Q1 2025 | $1.7B | $339.1M | $184.1M | 235% | $10.9M |
| Q4 2024 | $1.7B | $344.4M | $178.9M | 236% | $4.9M |
| Q3 2024 | $1.6B | $321.7M | $169.8M | 235% | $9.2M |
| Q2 2024 | $1.7B | $321.9M | $127.2M | 250% | $8.6M |
Signals
Recent news
- Arrowstreet Capital Limited Partnership Decreases Stock Holdings in Home BancShares, Inc. $HOMB - MarketBeat — Coverage of Home Bank, National Association related to commercial real estate and lending reported by marketbeat.com.Aug 1, 2026
- Home BancShares (NYSE:HOMB) Reaches New 12-Month High - Still a Buy? - MarketBeat — Coverage of Home Bank, National Association related to commercial real estate and lending reported by marketbeat.com.Jul 30, 2026
- Dimensional Fund Advisors LP Increases Stock Position in Home BancShares, Inc. $HOMB - MarketBeat — Coverage of Home Bank, National Association related to commercial real estate and lending reported by marketbeat.com.Jul 26, 2026
- Home BancShares (NYSE:HOMB) Stock Rating Upgraded by Wall Street Zen - MarketBeat — Coverage of Home Bank, National Association related to commercial real estate and lending reported by marketbeat.com.Jul 25, 2026
- Home BancShares, Inc. $HOMB Shares Acquired by Fifth Third Bancorp - MarketBeat — Coverage of Home Bank, National Association related to M&A activity reported by marketbeat.com.Jul 22, 2026
- Home BancShares, Inc. (NYSE:HOMB) Given Consensus Recommendation of "Hold" by Brokerages - MarketBeat — Coverage of Home Bank, National Association related to commercial real estate and lending reported by marketbeat.com.Jul 21, 2026
- Stephens Issues Positive Forecast for Home BancShares (NYSE:HOMB) Stock Price - MarketBeat — Coverage of Home Bank, National Association related to commercial real estate and lending reported by marketbeat.com.Jul 17, 2026
- Home BancShares (NYSE:HOMB) Price Target Raised to $32.00 at Keefe, Bruyette & Woods - MarketBeat — Coverage of Home Bank, National Association related to commercial real estate and lending reported by marketbeat.com.Jul 17, 2026
Home Bank, National Association: frequently asked questions
- How large is Home Bank, National Association's commercial real estate loan book?
- As of Q1 2026, Home Bank, National Association reported $1.7B in commercial real estate loans out of $3.5B in total assets, per its FFIEC Call Report.
- Is Home Bank, National Association above the 300% CRE concentration guideline?
- Home Bank, National Association's CRE loans stood at 211% of total risk-based capital as of Q1 2026, below the 300% CRE concentration supervisory guideline.
- Is Home Bank, National Association growing or shrinking its CRE lending?
- Home Bank, National Association's CRE loan book grew 0.2% quarter-over-quarter as of Q1 2026 — a net balance change that reflects payoffs and sales as well as new originations.
- How active is Home Bank, National Association in recorded CRE lending?
- 4 commercial deeds of trust naming Home Bank, National Association as lender have been recorded recently in harris County, verified from county records; the most recent was recorded Jul 20, 2026.
Answers generated from the verified data on this page — FFIEC Call Reports, county records, and first-party conversations — as of the dates shown.
Similar lenders
Other community banks we track with a comparable CRE book size.
- ChoiceOne BankCommunity Bank · Sparta · $1.7B CRE book
- Central Bank & Trust Co.Community Bank · Lexington · $1.7B CRE book
- Broadway National BankCommunity Bank · San Antonio · $1.7B CRE book
- Southern Bank and Trust CompanyCommunity Bank · Mount Olive · $1.8B CRE book
- WestStar BankCommunity Bank · El Paso · $1.8B CRE book
Markets where Home Bank, National Association lends
Home Bank, National Association has commercial deeds of trust recorded in this metro. See who else is active there and current rate ranges by property type.
Houston
Houston (Harris County)
Last updated Jul 20, 2026 · Sources: FFIEC CDR, county records, first-party conversations.