TX lenders / Community Bank
First Texas Bank
Community Bank · Lampasas, TX · First Texas Bcorp Inc
- Total assets
- $248.9M
- CRE loan book
- $42.4M
- QoQ CRE growth
- 0.3%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.74% as of Q1 2026 — TX bank median 6.76% (0.02pp below median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.74% | 6.89% |
| Q4 2025 | 6.84% | 7.05% |
| Q3 2025 | 6.71% | 6.90% |
| Q2 2025 | 6.60% | 6.71% |
| Q1 2025 | 6.49% | 6.65% |
| Q4 2024 | 6.37% | 6.53% |
| Q3 2024 | 6.10% | 6.28% |
| Q2 2024 | 6.06% | 6.20% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $42.4M | $8.3M | $4.2M | 116% | $0 |
| Q4 2025 | $42.2M | $8.1M | $4.3M | 116% | $0 |
| Q3 2025 | $40.0M | $8.0M | $4.3M | 110% | $0 |
| Q2 2025 | $43.2M | $11.0M | $4.4M | 125% | $0 |
| Q1 2025 | $43.8M | $11.5M | $4.4M | 131% | $0 |
| Q4 2024 | $41.8M | $9.1M | $4.5M | 124% | $0 |
| Q3 2024 | $44.3M | $9.1M | $4.5M | 128% | $0 |
| Q2 2024 | $45.1M | $9.9M | $4.5M | 133% | $0 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- Community First BankCommunity Bank · Butler · $42.2M CRE book
- Feliciana Bank & Trust CompanyCommunity Bank · Clinton · $42.6M CRE book
- Illini State BankCommunity Bank · Oglesby · $42.8M CRE book
- FNB BankCommunity Bank · Goodland · $42.8M CRE book
- Citizens Bank & Trust Co.Community Bank · Hutchinson · $42.8M CRE book
Last updated Jul 2, 2026 · Sources: FFIEC CDR, county records, first-party conversations.