RefiLoop Lender Data

IA lenders / Community Bank

Cherokee State Bank

Community Bank · Cherokee, IA

Total assets
$277.3M
CRE loan book
$42.4M
CRE concentration
53%
below the 300% supervisory guideline
QoQ CRE growth
4.6%
Q1 2026

Observed rates

Book yield — real-estate loans

Implied yield on the existing real-estate loan book: 5.47% as of Q1 2026 — TX bank median 4.87% (0.61pp above median).

QuarterRE loan yieldAll loans & leases
Q1 20265.47%6.17%
Q4 20255.46%6.13%
Q3 20255.46%6.19%
Q2 20255.29%6.23%
Q1 20255.15%5.90%
Q4 20245.20%6.05%
Q3 20245.09%6.16%
Q2 20244.94%6.04%

What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.

For a current market estimate for your property, use the terms estimator →

CRE book — quarterly trend (FFIEC Call Reports)

QuarterCRE loansConstructionMultifamilyConcentrationNonaccrual CRE
Q1 2026$42.4M$8.3M$3.2M53%$0
Q4 2025$40.5M$5.2M$3.3M47%$0
Q3 2025$39.9M$4.5M$3.3M47%$0
Q2 2025$38.1M$3.9M$3.3M45%$0
Q1 2025$40.4M$6.0M$3.8M53%$0
Q4 2024$41.0M$6.5M$3.8M55%$0
Q3 2024$41.8M$7.7M$3.9M59%$0
Q2 2024$41.9M$6.5M$4.3M57%$0

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Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.