IL lenders / Community Bank
Illini State Bank
Community Bank · Oglesby, IL · Isb Bcorp Inc
- Total assets
- $171.4M
- CRE loan book
- $42.8M
- QoQ CRE growth
- 3.0%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 5.71% as of Q1 2026 — TX bank median 4.87% (0.85pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 5.71% | 6.05% |
| Q4 2025 | 5.44% | 5.88% |
| Q3 2025 | 5.32% | 5.80% |
| Q2 2025 | 5.25% | 5.67% |
| Q1 2025 | 4.57% | 5.15% |
| Q4 2024 | 5.32% | 6.08% |
| Q3 2024 | 5.18% | 5.73% |
| Q2 2024 | 4.87% | 5.43% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $42.8M | $3.6M | $0 | 173% | $0 |
| Q4 2025 | $41.5M | $3.6M | $0 | 171% | $0 |
| Q3 2025 | $41.5M | $6.6M | $0 | 170% | $0 |
| Q2 2025 | $42.0M | $6.7M | $0 | 176% | $0 |
| Q1 2025 | $42.6M | $5.3M | $0 | 182% | $0 |
| Q4 2024 | $42.7M | $5.2M | $0 | 185% | $0 |
| Q3 2024 | $46.6M | $5.5M | $0 | 201% | $93,000 |
| Q2 2024 | $46.6M | $5.5M | $0 | 204% | $93,000 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- FNB BankCommunity Bank · Goodland · $42.8M CRE book
- Citizens Bank & Trust Co.Community Bank · Hutchinson · $42.8M CRE book
- Feliciana Bank & Trust CompanyCommunity Bank · Clinton · $42.6M CRE book
- Cherokee State BankCommunity Bank · Cherokee · $42.4M CRE book
- Lake Central BankCommunity Bank · Annandale · $43.1M CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.