KS lenders / Community Bank
FNB Bank
Community Bank · Goodland, KS · First Natl Bancshares Profit Sharing&Employee Stk Ownership Plan&Tr
- Total assets
- $286.6M
- CRE loan book
- $42.8M
- QoQ CRE growth
- 2.0%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 7.07% as of Q1 2026 — TX bank median 4.87% (2.21pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 7.07% | 6.89% |
| Q4 2025 | 6.02% | 6.49% |
| Q3 2025 | 6.41% | 6.88% |
| Q2 2025 | 6.22% | 6.85% |
| Q1 2025 | 6.32% | 6.74% |
| Q4 2024 | 6.81% | 7.13% |
| Q3 2024 | 6.46% | 7.03% |
| Q2 2024 | 5.77% | 6.50% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $42.8M | $1.3M | $0 | 59% | $1.5M |
| Q4 2025 | $41.9M | $1.8M | $0 | 53% | $1.5M |
| Q3 2025 | $40.5M | $4.1M | $0 | 57% | $770,000 |
| Q2 2025 | $38.4M | $4.1M | $0 | 57% | $678,000 |
| Q1 2025 | $36.4M | $2.8M | $0 | 54% | $685,000 |
| Q4 2024 | $35.1M | $2.4M | $0 | 55% | $279,000 |
| Q3 2024 | $34.2M | $2.4M | $0 | 53% | $280,000 |
| Q2 2024 | $34.4M | $2.4M | $0 | 54% | $281,000 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- Illini State BankCommunity Bank · Oglesby · $42.8M CRE book
- Citizens Bank & Trust Co.Community Bank · Hutchinson · $42.8M CRE book
- Feliciana Bank & Trust CompanyCommunity Bank · Clinton · $42.6M CRE book
- Lake Central BankCommunity Bank · Annandale · $43.1M CRE book
- United Community BankCommunity Bank · Milford · $43.1M CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.