TX lenders / Community Bank
First Command Bank
Community Bank · Fort Worth, TX · First Command Finl Planning Employee Stk Ownership Plan Tr
- Total assets
- $1.1B
- CRE loan book
- $93.9M
- QoQ CRE growth
- 3.2%
- Q1 2026
Observed rates
Real loans — SBA 7(a)
5 SBA 7(a) real-estate loans in Texas over the last 12 months · median rate 9.25% (2 variable / 3 fixed) · $2.0M total approved.
Borrower cities: Belton, Houston, Hutto, Dallas, Fort Worth.
Source: SBA 7(a) FOIA dataset · most recent approval Feb 18, 2026. Loan-level government-guaranteed pricing; conventional CRE terms may differ.
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 4.68% as of Q1 2026 — TX bank median 6.76% (2.08pp below median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 4.68% | 5.59% |
| Q4 2025 | 4.70% | 5.77% |
| Q3 2025 | 4.67% | 5.81% |
| Q2 2025 | 4.60% | 5.77% |
| Q1 2025 | 4.39% | 5.66% |
| Q4 2024 | 4.40% | 5.73% |
| Q3 2024 | 4.42% | 5.77% |
| Q2 2024 | 4.15% | 5.59% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $93.9M | $4.2M | $0 | 4% | $0 |
| Q4 2025 | $91.0M | $5.0M | $0 | 5% | $0 |
| Q3 2025 | $89.6M | $4.6M | $0 | 4% | $0 |
| Q2 2025 | $88.0M | $3.1M | $0 | 3% | $0 |
| Q1 2025 | $84.9M | $7.4M | $0 | 7% | $0 |
| Q4 2024 | $82.3M | $5.2M | $0 | 5% | $0 |
| Q3 2024 | $81.6M | $3.5M | $0 | 3% | $0 |
| Q2 2024 | $78.1M | $6.2M | $0 | 6% | $0 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- First Farmers & Merchants BankCommunity Bank · Cannon Falls · $93.6M CRE book
- Bank MichiganCommunity Bank · Brooklyn · $93.2M CRE book
- Security Savings BankCommunity Bank · Canton · $95.0M CRE book
- Unity Bank of MississippiCommunity Bank · Holly Springs · $92.7M CRE book
- Rondout Savings BankCommunity Bank · Kingston · $92.7M CRE book
Last updated Jul 2, 2026 · Sources: FFIEC CDR, county records, first-party conversations.