TX lenders / Community Bank
Fannin Bank
Community Bank · Bonham, TX · Fannin Bcorp Inc
- Total assets
- $153.0M
- CRE loan book
- $16.9M
- QoQ CRE growth
- 12.2%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 5.66% as of Q1 2026 — TX bank median 6.76% (1.10pp below median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 5.66% | 8.03% |
| Q4 2025 | 5.50% | 7.80% |
| Q3 2025 | 5.58% | 8.07% |
| Q2 2025 | 5.44% | 7.86% |
| Q1 2025 | 5.26% | 7.61% |
| Q4 2024 | 5.71% | 7.73% |
| Q3 2024 | 5.91% | 7.73% |
| Q2 2024 | 5.58% | 7.42% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $16.9M | $9.3M | $100,000 | 113% | $0 |
| Q4 2025 | $15.1M | $9.2M | $100,000 | 104% | $0 |
| Q3 2025 | $16.9M | $10.1M | $100,000 | 117% | $0 |
| Q2 2025 | $15.7M | $9.8M | $100,000 | 110% | $0 |
| Q1 2025 | $16.4M | $9.8M | $100,000 | 117% | $0 |
| Q4 2024 | $17.9M | $10.7M | $100,000 | 209% | $0 |
| Q3 2024 | $17.3M | $10.9M | $100,000 | 142% | $0 |
| Q2 2024 | $19.8M | $15.9M | $100,000 | 166% | $0 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- Farmers Savings Bank & TrustCommunity Bank · Traer · $16.9M CRE book
- The Kansas State BankCommunity Bank · Ottawa · $16.9M CRE book
- State Savings BankCommunity Bank · Bedford · $17.0M CRE book
- Bank of MonticelloCommunity Bank · Monticello · $17.1M CRE book
- Wells River Savings BankCommunity Bank · Wells River · $17.1M CRE book
Last updated Jul 2, 2026 · Sources: FFIEC CDR, county records, first-party conversations.