TX lenders / Community Bank
Community National Bank
Community Bank · Midland, TX · Midland Bancshares Inc
- Total assets
- $2.6B
- CRE loan book
- $780.4M
- QoQ CRE growth
- 0.7%
- Q1 2026
Recorded CRE activity — midland County
2 commercial deeds of trust recorded recently, verified from county records.
- Jun 26, 2026 · unknownundisclosed
- Jun 26, 2026 · landundisclosed
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 7.07% as of Q1 2026 — TX bank median 6.76% (0.32pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 7.07% | 7.24% |
| Q4 2025 | 7.10% | 7.34% |
| Q3 2025 | 7.21% | 7.55% |
| Q2 2025 | 6.99% | 7.30% |
| Q1 2025 | 7.04% | 7.34% |
| Q4 2024 | 7.06% | 7.58% |
| Q3 2024 | 7.24% | 7.67% |
| Q2 2024 | 7.02% | 7.66% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $780.4M | $241.3M | $16.5M | 175% | $5.1M |
| Q4 2025 | $775.2M | $240.7M | $16.7M | 182% | $11.6M |
| Q3 2025 | $825.5M | $269.8M | $30.3M | 204% | $9.4M |
| Q2 2025 | $815.2M | $243.1M | $33.3M | 207% | $4.9M |
| Q1 2025 | $811.7M | $261.7M | $33.4M | 215% | $7.9M |
| Q4 2024 | $799.7M | $255.0M | $33.8M | 220% | $5.0M |
| Q3 2024 | $761.4M | $244.0M | $32.7M | 212% | $5.1M |
| Q2 2024 | $709.3M | $213.5M | $32.9M | 197% | $5.6M |
Community National Bank: frequently asked questions
- How large is Community National Bank's commercial real estate loan book?
- As of Q1 2026, Community National Bank reported $780.4M in commercial real estate loans out of $2.6B in total assets, per its FFIEC Call Report.
- Is Community National Bank above the 300% CRE concentration guideline?
- Community National Bank's CRE loans stood at 175% of total risk-based capital as of Q1 2026, below the 300% CRE concentration supervisory guideline.
- Is Community National Bank growing or shrinking its CRE lending?
- Community National Bank's CRE loan book grew 0.7% quarter-over-quarter as of Q1 2026 — a net balance change that reflects payoffs and sales as well as new originations.
- How active is Community National Bank in recorded CRE lending?
- 2 commercial deeds of trust naming Community National Bank as lender have been recorded recently in midland County, verified from county records; the most recent was recorded Jun 26, 2026.
Answers generated from the verified data on this page — FFIEC Call Reports, county records, and first-party conversations — as of the dates shown.
Similar lenders
Other community banks we track with a comparable CRE book size.
- Hawthorn BankCommunity Bank · Jefferson City · $770.0M CRE book
- Somerset Trust CompanyCommunity Bank · Somerset · $756.4M CRE book
- First United BankCommunity Bank · Dimmitt · $747.6M CRE book
- Citizens BankCommunity Bank · Elizabethton · $817.8M CRE book
- Security State Bank & TrustCommunity Bank · Fredericksburg · $826.9M CRE book
Last updated Jul 2, 2026 · Sources: FFIEC CDR, county records, first-party conversations.