TX lenders / Community Bank
First United Bank
Community Bank · Dimmitt, TX · Plains Bcorp Inc
- Total assets
- $2.4B
- CRE loan book
- $747.6M
- QoQ CRE growth
- 5.4%
- Q1 2026
Recorded CRE activity — collin County
8 commercial deeds of trust recorded recently, verified from county records.
- Jul 2, 2026 · unknownundisclosed
- Jul 2, 2026 · unknownundisclosed
- Jul 1, 2026 · unknownundisclosed
- Jul 1, 2026 · unknownundisclosed
- Jun 30, 2026 · landundisclosed
- Jun 30, 2026 · unknownundisclosed
- Jun 26, 2026 · landundisclosed
- Jun 26, 2026 · unknownundisclosed
Observed rates
Real loans — SBA 7(a)
11 SBA 7(a) real-estate loans in Texas over the last 12 months · median rate 9.50% (11 variable / 0 fixed) · $12.9M total approved.
Borrower cities: Mckinney (2), Allen (2), Garland, Dallas, Round Rock, Schertz.
Source: SBA 7(a) FOIA dataset · most recent approval Jan 30, 2026. Loan-level government-guaranteed pricing; conventional CRE terms may differ.
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 7.14% as of Q1 2026 — TX bank median 6.76% (0.38pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 7.14% | 7.32% |
| Q4 2025 | 7.43% | 7.63% |
| Q3 2025 | 7.35% | 7.67% |
| Q2 2025 | 7.21% | 7.54% |
| Q1 2025 | 7.06% | 7.29% |
| Q4 2024 | 7.07% | 7.41% |
| Q3 2024 | 6.98% | 7.43% |
| Q2 2024 | 6.84% | 7.41% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $747.6M | $212.1M | $56.0M | 180% | $8.1M |
| Q4 2025 | $709.1M | $180.2M | $57.8M | 172% | $8.2M |
| Q3 2025 | $722.5M | $193.4M | $59.2M | 180% | $8.7M |
| Q2 2025 | $712.9M | $191.3M | $60.1M | 179% | $7.1M |
| Q1 2025 | $692.7M | $193.1M | $34.8M | 174% | $7.4M |
| Q4 2024 | $677.1M | $176.4M | $35.1M | 161% | $7.5M |
| Q3 2024 | $700.4M | $189.5M | $38.2M | 174% | $26.3M |
| Q2 2024 | $691.9M | $193.8M | $36.7M | 177% | $22.3M |
First United Bank: frequently asked questions
- How large is First United Bank's commercial real estate loan book?
- As of Q1 2026, First United Bank reported $747.6M in commercial real estate loans out of $2.4B in total assets, per its FFIEC Call Report.
- Is First United Bank above the 300% CRE concentration guideline?
- First United Bank's CRE loans stood at 180% of total risk-based capital as of Q1 2026, below the 300% CRE concentration supervisory guideline.
- Is First United Bank growing or shrinking its CRE lending?
- First United Bank's CRE loan book grew 5.4% quarter-over-quarter as of Q1 2026 — a net balance change that reflects payoffs and sales as well as new originations.
- How active is First United Bank in recorded CRE lending?
- 8 commercial deeds of trust naming First United Bank as lender have been recorded recently in collin County, verified from county records; the most recent was recorded Jul 2, 2026.
Answers generated from the verified data on this page — FFIEC Call Reports, county records, and first-party conversations — as of the dates shown.
Similar lenders
Other community banks we track with a comparable CRE book size.
- Somerset Trust CompanyCommunity Bank · Somerset · $756.4M CRE book
- Hawthorn BankCommunity Bank · Jefferson City · $770.0M CRE book
- Mabrey BankCommunity Bank · Bixby · $723.1M CRE book
- RCB BankCommunity Bank · Claremore · $720.5M CRE book
- Community National BankCommunity Bank · Midland · $780.4M CRE book
Markets where First United Bank lends
First United Bank has commercial deeds of trust recorded in this metro. See who else is active there and current rate ranges by property type.
Dallas–Fort Worth
Dallas–Fort Worth (Dallas, Tarrant, Collin & Denton Counties)
Last updated Jul 2, 2026 · Sources: FFIEC CDR, county records, first-party conversations.