MO lenders / Community Bank
Hawthorn Bank
Community Bank · Jefferson City, MO · Hawthorn Bancshares Inc
- Total assets
- $1.8B
- CRE loan book
- $770.0M
- QoQ CRE growth
- -2.5%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 5.94% as of Q1 2026 — TX bank median 4.87% (1.08pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 5.94% | 6.01% |
| Q4 2025 | 6.07% | 6.14% |
| Q3 2025 | 5.98% | 6.08% |
| Q2 2025 | 5.76% | 5.88% |
| Q1 2025 | 5.71% | 5.78% |
| Q4 2024 | 5.71% | 5.86% |
| Q3 2024 | 5.70% | 5.86% |
| Q2 2024 | 5.57% | 5.71% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $770.0M | $126.2M | $147.5M | 269% | $144,000 |
| Q4 2025 | $789.3M | $123.5M | $163.4M | 276% | $143,000 |
| Q3 2025 | $805.3M | $113.3M | $185.9M | 283% | $208,000 |
| Q2 2025 | $764.2M | $90.6M | $167.0M | 267% | $208,000 |
| Q1 2025 | $788.0M | $105.7M | $169.7M | 282% | $563,000 |
| Q4 2024 | $793.8M | $112.5M | $153.9M | 290% | $567,000 |
| Q3 2024 | $782.6M | $97.8M | $155.5M | 285% | $574,000 |
| Q2 2024 | $791.3M | $92.6M | $159.0M | 278% | $681,000 |
Signals
Recent news
- HWBK|Hawthorn Bancshares Inc|Price:38.760|Chg%:-0.140 - TradingKey — Coverage of Hawthorn Bank related to commercial real estate and lending reported by tradingkey.com.Jul 28, 2026
- HWBK|Hawthorn Bancshares Inc|Price:38.990|Chg%:+0.340 - TradingKey — Coverage of Hawthorn Bank related to commercial real estate and lending reported by tradingkey.com.Jul 27, 2026
Similar lenders
Other community banks we track with a comparable CRE book size.
- Community National BankCommunity Bank · Midland · $780.4M CRE book
- Somerset Trust CompanyCommunity Bank · Somerset · $756.4M CRE book
- American Riviera BankCommunity Bank · Santa Barbara · $786.1M CRE book
- First United BankCommunity Bank · Dimmitt · $747.6M CRE book
- Avidia BankCommunity Bank · Hudson · $745.4M CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.