RefiLoop Lender Data

TX lenders / Community Bank

Bridge City State Bank

Community Bank · Bridge City, TX · Odom Amtex Holdings Trust The

Total assets
$264.3M
CRE loan book
$74.8M
CRE concentration
145%
below the 300% supervisory guideline
QoQ CRE growth
-0.9%
Q1 2026

Recorded CRE activity — jefferson County

1 commercial deed of trust recorded recently, verified from county records.

  • Jul 6, 2026 · unknownundisclosed

Observed rates

Book yield — real-estate loans

Implied yield on the existing real-estate loan book: 6.70% as of Q1 2026 — TX bank median 4.87% (1.83pp above median).

QuarterRE loan yieldAll loans & leases
Q1 20266.70%7.06%
Q4 20256.75%7.15%
Q3 20256.88%7.28%
Q2 20256.64%7.09%
Q1 20256.47%6.87%
Q4 20247.00%7.48%
Q3 20247.56%7.23%
Q2 20246.77%6.88%

What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.

For a current market estimate for your property, use the terms estimator →

CRE book — quarterly trend (FFIEC Call Reports)

QuarterCRE loansConstructionMultifamilyConcentrationNonaccrual CRE
Q1 2026$74.8M$29.2M$735,000145%$0
Q4 2025$75.5M$27.1M$754,000141%$0
Q3 2025$74.7M$30.3M$772,000155%$38,000
Q2 2025$70.7M$27.8M$790,000149%$43,000
Q1 2025$70.3M$25.7M$365,000147%$46,000
Q4 2024$68.1M$23.4M$378,000136%$45,000
Q3 2024$57.7M$19.5M$392,000103%$225,000
Q2 2024$48.5M$21.5M$404,000110%$228,000

Bridge City State Bank: frequently asked questions

How large is Bridge City State Bank's commercial real estate loan book?
As of Q1 2026, Bridge City State Bank reported $74.8M in commercial real estate loans out of $264.3M in total assets, per its FFIEC Call Report.
Is Bridge City State Bank above the 300% CRE concentration guideline?
Bridge City State Bank's CRE loans stood at 145% of total risk-based capital as of Q1 2026, below the 300% CRE concentration supervisory guideline.
Is Bridge City State Bank growing or shrinking its CRE lending?
Bridge City State Bank's CRE loan book shrank 0.9% quarter-over-quarter as of Q1 2026 — a net balance change that reflects payoffs and sales as well as new originations.
How active is Bridge City State Bank in recorded CRE lending?
1 commercial deed of trust naming Bridge City State Bank as lender has been recorded recently in jefferson County, verified from county records; the most recent was recorded Jul 6, 2026.

Answers generated from the verified data on this page — FFIEC Call Reports, county records, and first-party conversations — as of the dates shown.

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Last updated Jul 6, 2026 · Sources: FFIEC CDR, county records, first-party conversations.