MO lenders / Community Bank
Concordia Bank of Concordia, Missouri
Community Bank · Concordia, MO · Northern Mo Bancshares Inc
- Total assets
- $131.0M
- CRE loan book
- $39.0M
- QoQ CRE growth
- 6.9%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.91% as of Q1 2026 — TX bank median 4.87% (2.04pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.91% | 6.95% |
| Q4 2025 | 6.91% | 6.98% |
| Q3 2025 | 6.95% | 7.15% |
| Q2 2025 | 6.78% | 6.86% |
| Q1 2025 | 6.57% | 6.62% |
| Q4 2024 | 7.07% | 7.11% |
| Q3 2024 | 6.42% | 6.55% |
| Q2 2024 | 6.60% | 6.74% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $39.0M | $11.5M | $2.1M | 169% | $0 |
| Q4 2025 | $36.5M | $9.0M | $2.3M | 157% | $0 |
| Q3 2025 | $36.9M | $9.7M | $2.3M | 159% | $0 |
| Q2 2025 | $34.0M | $9.3M | $0 | 144% | $0 |
| Q1 2025 | $35.4M | $10.1M | $0 | 156% | $0 |
| Q4 2024 | $33.9M | $11.0M | $0 | 150% | $0 |
| Q3 2024 | $35.2M | $11.5M | $0 | 159% | $583,000 |
| Q2 2024 | $34.1M | $10.4M | $0 | 157% | $0 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- The First National Bank of AllendaleCommunity Bank · Allendale · $39.1M CRE book
- Bank of DeSoto, National AssociationCommunity Bank · De Soto · $39.0M CRE book
- The Bank of Southside VirginiaCommunity Bank · Carson · $39.1M CRE book
- Flanagan State BankCommunity Bank · Flanagan · $39.5M CRE book
- Shelby County State BankCommunity Bank · Shelbyville · $39.5M CRE book
See all alternatives to Concordia Bank of Concordia, Missouri →
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.