TX lenders / Community Bank
Austin Capital Bank SSB
Community Bank · Austin, TX · Greenback Fincorp Inc
- Total assets
- $422.4M
- CRE loan book
- $369,000
- QoQ CRE growth
- -1.6%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 7.87% as of Q1 2026 — TX bank median 6.76% (1.11pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 7.87% | 7.78% |
| Q4 2025 | 8.06% | 7.83% |
| Q3 2025 | 8.13% | 8.01% |
| Q2 2025 | 8.08% | 8.18% |
| Q1 2025 | 8.53% | 8.19% |
| Q4 2024 | 8.69% | 8.16% |
| Q3 2024 | 9.28% | 8.54% |
| Q2 2024 | 8.58% | 8.50% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $369,000 | $0 | $0 | 1% | $14,000 |
| Q4 2025 | $375,000 | $0 | $0 | 1% | $0 |
| Q3 2025 | $386,000 | $0 | $0 | 1% | $0 |
| Q2 2025 | $444,000 | $0 | $0 | 1% | $0 |
| Q1 2025 | $2.2M | $0 | $0 | 1% | $0 |
| Q4 2024 | $2.5M | $0 | $0 | 2% | $0 |
| Q3 2024 | $2.6M | $0 | $0 | 2% | $0 |
| Q2 2024 | $2.6M | $0 | $0 | 3% | $0 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- First State Bank of St. PeterCommunity Bank · Saint Peter · $347,000 CRE book
- Prescott State BankCommunity Bank · Prescott · $342,000 CRE book
- The Farmers and Merchants State BankCommunity Bank · Scotland · $338,000 CRE book
- Sibley State BankCommunity Bank · Sibley · $435,000 CRE book
- Odin State BankCommunity Bank · Odin · $435,000 CRE book
Last updated Jul 2, 2026 · Sources: FFIEC CDR, county records, first-party conversations.