MN lenders / Community Bank
Odin State Bank
Community Bank · Odin, MN · Odin Bancshares Inc
- Total assets
- $78.9M
- CRE loan book
- $435,000
- QoQ CRE growth
- -2.5%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.73% as of Q1 2026 — TX bank median 4.87% (1.87pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.73% | 7.15% |
| Q4 2025 | 6.87% | 7.22% |
| Q3 2025 | 6.80% | 7.25% |
| Q2 2025 | 6.78% | 7.21% |
| Q1 2025 | 6.62% | 7.08% |
| Q4 2024 | 6.73% | 7.20% |
| Q3 2024 | 6.64% | 7.30% |
| Q2 2024 | 6.52% | 7.05% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $435,000 | $76,000 | $0 | 1% | $92,000 |
| Q4 2025 | $446,000 | $77,000 | $0 | 1% | $0 |
| Q3 2025 | $463,000 | $79,000 | $0 | 1% | $0 |
| Q2 2025 | $474,000 | $80,000 | $0 | 1% | $0 |
| Q1 2025 | $508,000 | $81,000 | $0 | 1% | $0 |
| Q4 2024 | $573,000 | $83,000 | $0 | 1% | $0 |
| Q3 2024 | $471,000 | $84,000 | $0 | 1% | $0 |
| Q2 2024 | $464,000 | $86,000 | $0 | 1% | $0 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- Sibley State BankCommunity Bank · Sibley · $435,000 CRE book
- Williamsville State Bank & TrustCommunity Bank · Williamsville · $444,000 CRE book
- The Citizens National Bank of HammondCommunity Bank · Hammond · $453,000 CRE book
- The Bank of SteinauerCommunity Bank · Steinauer · $509,000 CRE book
- First State Bank of St. PeterCommunity Bank · Saint Peter · $347,000 CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.