IL lenders / Community Bank
First State Bank of St. Peter
Community Bank · Saint Peter, IL · St Peter Bancshares Inc
- Total assets
- $30.3M
- CRE loan book
- $347,000
- QoQ CRE growth
- -3.6%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.06% as of Q1 2026 — TX bank median 4.87% (1.20pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.06% | 6.51% |
| Q4 2025 | 6.17% | 6.45% |
| Q3 2025 | 5.97% | 6.72% |
| Q2 2025 | 6.16% | 6.70% |
| Q1 2025 | 5.87% | 6.38% |
| Q4 2024 | 6.02% | 6.28% |
| Q3 2024 | 5.92% | 6.62% |
| Q2 2024 | 5.84% | 6.42% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $347,000 | $0 | $0 | 0% | $0 |
| Q4 2025 | $360,000 | $0 | $0 | 0% | $0 |
| Q3 2025 | $371,000 | $0 | $0 | 0% | $0 |
| Q2 2025 | $554,000 | $165,000 | $0 | 3% | $0 |
| Q1 2025 | $398,000 | $0 | $0 | 0% | $0 |
| Q4 2024 | $420,000 | $0 | $0 | 0% | $0 |
| Q3 2024 | $400,000 | $0 | $0 | 0% | $0 |
| Q2 2024 | $438,000 | $0 | $0 | 0% | $0 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- Prescott State BankCommunity Bank · Prescott · $342,000 CRE book
- The Farmers and Merchants State BankCommunity Bank · Scotland · $338,000 CRE book
- Sibley State BankCommunity Bank · Sibley · $435,000 CRE book
- Odin State BankCommunity Bank · Odin · $435,000 CRE book
- Williamsville State Bank & TrustCommunity Bank · Williamsville · $444,000 CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.