RefiLoop Lender Data

IA lenders / Community Bank

Sibley State Bank

Community Bank · Sibley, IA · Cypress Corp

Total assets
$110.0M
CRE loan book
$435,000
CRE concentration
0%
below the 300% supervisory guideline
QoQ CRE growth
3.1%
Q1 2026

Observed rates

Book yield — real-estate loans

Implied yield on the existing real-estate loan book: 5.82% as of Q1 2026 — TX bank median 4.87% (0.95pp above median).

QuarterRE loan yieldAll loans & leases
Q1 20265.82%5.53%
Q4 20255.86%5.69%
Q3 20255.52%5.84%
Q2 20255.55%5.65%
Q1 20255.35%5.27%
Q4 20245.44%5.65%
Q3 20245.26%5.56%
Q2 20245.18%5.67%

What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.

For a current market estimate for your property, use the terms estimator →

CRE book — quarterly trend (FFIEC Call Reports)

QuarterCRE loansConstructionMultifamilyConcentrationNonaccrual CRE
Q1 2026$435,000$0$00%$0
Q4 2025$422,000$0$00%$0
Q3 2025$426,000$0$00%$0
Q2 2025$415,000$0$00%$0
Q1 2025$428,000$0$00%$0
Q4 2024$466,000$0$00%$0
Q3 2024$504,000$0$00%$0
Q2 2024$583,000$0$00%$0

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Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.