TN lenders / Community Bank
UBank
Community Bank · Knoxville, TN · U Bancshares Inc
- Total assets
- $180.1M
- CRE loan book
- $82.0M
- QoQ CRE growth
- -2.4%
- Q1 2026
Recorded CRE activity — smith County
3 commercial deeds of trust recorded recently, verified from county records.
- Jul 9, 2026 · landundisclosed
- Jul 2, 2026 · landundisclosed
- Jul 2, 2026 · unknownundisclosed
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.91% as of Q1 2026 — TX bank median 4.87% (2.04pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.91% | 6.94% |
| Q4 2025 | 7.02% | 7.17% |
| Q3 2025 | 7.52% | 7.60% |
| Q2 2025 | 7.21% | 7.29% |
| Q1 2025 | 7.01% | 7.11% |
| Q4 2024 | 7.26% | 7.39% |
| Q3 2024 | 7.09% | 7.24% |
| Q2 2024 | 6.84% | 7.00% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $82.0M | $20.5M | $9.2M | 214% | $908,000 |
| Q4 2025 | $84.0M | $24.2M | $8.3M | 220% | $916,000 |
| Q3 2025 | $77.4M | $22.1M | $8.4M | 219% | $0 |
| Q2 2025 | $79.7M | $21.3M | $8.5M | 227% | $0 |
| Q1 2025 | $76.0M | $18.9M | $8.6M | 214% | $0 |
| Q4 2024 | $76.2M | $19.9M | $8.9M | 226% | $0 |
| Q3 2024 | $73.6M | $20.4M | $9.0M | 228% | $0 |
| Q2 2024 | $72.3M | $18.9M | $9.0M | 247% | $0 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- Prime Security BankCommunity Bank · Karlstad · $81.9M CRE book
- Farmers State BankCommunity Bank · Center · $81.4M CRE book
- Solutions BankCommunity Bank · Forreston · $81.3M CRE book
- City Bank & Trust Co.Community Bank · Natchitoches · $82.8M CRE book
- Midwest Heritage Bank, FSBCommunity Bank · West Des Moines · $81.1M CRE book
Last updated Jul 9, 2026 · Sources: FFIEC CDR, county records, first-party conversations.