LA lenders / Community Bank
City Bank & Trust Co.
Community Bank · Natchitoches, LA · City Bancshares Inc
- Total assets
- $378.1M
- CRE loan book
- $82.8M
- QoQ CRE growth
- -5.9%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.55% as of Q1 2026 — TX bank median 4.87% (1.69pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.55% | 6.55% |
| Q4 2025 | 6.50% | 6.51% |
| Q3 2025 | 6.92% | 6.98% |
| Q2 2025 | 6.55% | 6.68% |
| Q1 2025 | 6.48% | 6.66% |
| Q4 2024 | 6.36% | 6.52% |
| Q3 2024 | 6.57% | 6.62% |
| Q2 2024 | 6.11% | 6.32% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $82.8M | $15.7M | $164,000 | 99% | $0 |
| Q4 2025 | $88.0M | $21.1M | $167,000 | 115% | $2.8M |
| Q3 2025 | $95.2M | $25.1M | $170,000 | 120% | $0 |
| Q2 2025 | $86.0M | $24.5M | $173,000 | 103% | $0 |
| Q1 2025 | $81.8M | $25.3M | $176,000 | 94% | $0 |
| Q4 2024 | $82.1M | $21.7M | $179,000 | 88% | $0 |
| Q3 2024 | $83.8M | $21.3M | $182,000 | 92% | $0 |
| Q2 2024 | $80.3M | $18.0M | $422,000 | 86% | $0 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- The Clinton National BankCommunity Bank · Clinton · $82.9M CRE book
- GNB BankCommunity Bank · Grundy Center · $83.0M CRE book
- F&M BankCommunity Bank · West Point · $83.3M CRE book
- Huron Community BankCommunity Bank · East Tawas · $83.6M CRE book
- Prime Security BankCommunity Bank · Karlstad · $81.9M CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.