IA lenders / Community Bank
Midwest Heritage Bank, FSB
Community Bank · West Des Moines, IA · Hy-Vee Inc
- Total assets
- $490.0M
- CRE loan book
- $81.1M
- QoQ CRE growth
- -6.4%
- Q1 2026
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 5.36% as of Q1 2026 — TX bank median 4.87% (0.49pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 5.36% | 6.07% |
| Q4 2025 | 5.35% | 6.16% |
| Q3 2025 | 5.56% | 6.34% |
| Q2 2025 | 5.64% | 6.41% |
| Q1 2025 | 5.35% | 6.07% |
| Q4 2024 | 5.31% | 6.12% |
| Q3 2024 | 5.26% | 6.10% |
| Q2 2024 | 5.14% | 5.96% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
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CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $81.1M | $11.1M | $9.1M | 68% | $6.1M |
| Q4 2025 | $86.7M | $14.6M | $11.9M | 79% | $6.0M |
| Q3 2025 | $84.7M | $12.1M | $6.5M | 81% | $0 |
| Q2 2025 | $82.9M | $9.8M | $6.6M | 80% | $0 |
| Q1 2025 | $83.3M | $11.3M | $6.8M | 87% | $0 |
| Q4 2024 | $83.8M | $10.8M | $7.4M | 94% | $0 |
| Q3 2024 | $84.5M | $14.5M | $7.9M | 100% | $0 |
| Q2 2024 | $84.1M | $17.3M | $8.0M | 107% | $0 |
Similar lenders
Other community banks we track with a comparable CRE book size.
- Solutions BankCommunity Bank · Forreston · $81.3M CRE book
- Farmers State BankCommunity Bank · Center · $81.4M CRE book
- Community BankCommunity Bank · Longview · $80.7M CRE book
- Prime Security BankCommunity Bank · Karlstad · $81.9M CRE book
- City Bank & Trust Co.Community Bank · Natchitoches · $82.8M CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.