TX lenders / Community Bank
Farmers State Bank
Community Bank · Center, TX · Farmers Bancshares Inc
- Total assets
- $389.1M
- CRE loan book
- $81.4M
- QoQ CRE growth
- 2.7%
- Q1 2026
Recorded CRE activity — oh-stark County
3 commercial deeds of trust recorded recently, verified from county records.
- Sep 22, 2026 · unknownundisclosed
- Aug 28, 2026 · unknownundisclosed
- Aug 3, 2026 · unknownundisclosed
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 7.19% as of Q1 2026 — TX bank median 4.87% (2.32pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 7.19% | 7.09% |
| Q4 2025 | 7.32% | 7.46% |
| Q3 2025 | 7.29% | 7.59% |
| Q2 2025 | 7.49% | 7.71% |
| Q1 2025 | 7.55% | 7.44% |
| Q4 2024 | 7.78% | 7.70% |
| Q3 2024 | 7.40% | 7.52% |
| Q2 2024 | 7.42% | 7.04% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $81.4M | $15.6M | $0 | 98% | $30,000 |
| Q4 2025 | $79.2M | $13.8M | $0 | 94% | $34,000 |
| Q3 2025 | $75.5M | $13.0M | $0 | 87% | $38,000 |
| Q2 2025 | $65.2M | $10.2M | $0 | 71% | $42,000 |
| Q1 2025 | $63.4M | $9.3M | $0 | 68% | $46,000 |
| Q4 2024 | $63.4M | $10.8M | $0 | 73% | $50,000 |
| Q3 2024 | $65.9M | $13.6M | $0 | 79% | $68,000 |
| Q2 2024 | $64.8M | $16.1M | $0 | 85% | $84,000 |
Signals
Farmers State Bank: frequently asked questions
- How large is Farmers State Bank's commercial real estate loan book?
- As of Q1 2026, Farmers State Bank reported $81.4M in commercial real estate loans out of $389.1M in total assets, per its FFIEC Call Report.
- Is Farmers State Bank above the 300% CRE concentration guideline?
- Farmers State Bank's CRE loans stood at 98% of total risk-based capital as of Q1 2026, below the 300% CRE concentration supervisory guideline.
- Is Farmers State Bank growing or shrinking its CRE lending?
- Farmers State Bank's CRE loan book grew 2.7% quarter-over-quarter as of Q1 2026 — a net balance change that reflects payoffs and sales as well as new originations.
- How active is Farmers State Bank in recorded CRE lending?
- 3 commercial deeds of trust naming Farmers State Bank as lender have been recorded recently in oh-stark County, verified from county records; the most recent was recorded Sep 22, 2026.
Answers generated from the verified data on this page — FFIEC Call Reports, county records, and first-party conversations — as of the dates shown.
Similar lenders
Other community banks we track with a comparable CRE book size.
- Solutions BankCommunity Bank · Forreston · $81.3M CRE book
- Midwest Heritage Bank, FSBCommunity Bank · West Des Moines · $81.1M CRE book
- Prime Security BankCommunity Bank · Karlstad · $81.9M CRE book
- Community BankCommunity Bank · Longview · $80.7M CRE book
- City Bank & Trust Co.Community Bank · Natchitoches · $82.8M CRE book
Markets where Farmers State Bank lends
Farmers State Bank has commercial deeds of trust recorded in this metro. See who else is active there and current rate ranges by property type.
Houston
Houston (Harris County)
Last updated Sep 22, 2026 · Sources: FFIEC CDR, county records, first-party conversations.