PA lenders / Community Bank
Orrstown Bank
Community Bank · Harrisburg, PA · Orrstown Finl Services Inc
- Total assets
- $5.6B
- CRE loan book
- $2.4B
- QoQ CRE growth
- 2.0%
- Q1 2026
Recorded CRE activity — pa-berks County
1 commercial deed of trust recorded recently, verified from county records.
- Aug 21, 2026 · unknownundisclosed
Observed rates
Book yield — real-estate loans
Implied yield on the existing real-estate loan book: 6.16% as of Q1 2026 — TX bank median 4.87% (1.29pp above median).
| Quarter | RE loan yield | All loans & leases |
|---|---|---|
| Q1 2026 | 6.16% | 6.23% |
| Q4 2025 | 6.43% | 6.43% |
| Q3 2025 | 6.70% | 6.64% |
| Q2 2025 | 6.42% | 6.45% |
| Q1 2025 | 6.54% | 6.49% |
| Q4 2024 | 7.03% | 6.85% |
| Q3 2024 | 8.74% | 8.92% |
| Q2 2024 | 5.90% | 6.11% |
What their existing real-estate book earns — an anchor for where new money gets priced. Source: FFIEC Call Reports.
For a current market estimate for your property, use the terms estimator →
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $2.4B | $247.5M | $217.1M | 308% | $16.3M |
| Q4 2025 | $2.4B | $242.7M | $237.2M | 309% | $13.9M |
| Q3 2025 | $2.4B | $239.1M | $235.3M | 316% | $14.7M |
| Q2 2025 | $2.3B | $240.0M | $239.9M | 304% | $11.0M |
| Q1 2025 | $2.3B | $271.7M | $257.7M | 313% | $10.7M |
| Q4 2024 | $2.4B | $291.8M | $274.1M | 329% | $10.1M |
| Q3 2024 | $2.4B | $319.4M | $276.3M | 341% | $11.4M |
| Q2 2024 | $1.4B | $162.3M | $151.5M | 316% | $3.8M |
Signals
Recent news
- Recent Debt Repayment Is One Of Several Reasons For Optimism For Orrstown Financial Services - Seeking Alpha — Coverage of Orrstown Bank related to commercial real estate and lending reported by seekingalpha.com.Aug 26, 2026
- Orrstown Financial (NASDAQ: ORRF) posts Q2 2026 EPS of $1.10 - Stock Titan — Coverage of Orrstown Bank related to commercial real estate and lending reported by stocktitan.net.Aug 6, 2026
- Earnings call transcript: Orrstown beats Q2 2026 EPS forecast as margin improves - Investing.com — Coverage of Orrstown Bank related to earnings reported by investing.com.Jul 22, 2026
- Orrstown Bank Adds $51.7M in Loans; Nonaccruals Hit 0.58% - Stock Titan — Coverage of Orrstown Bank related to lending reported by stocktitan.net.Jul 21, 2026
- Orrstown Bank Uses Community Banking to Fuel Growth - I95 Business — Coverage of Orrstown Bank related to commercial real estate and lending reported by i95business.com.Jun 17, 2026
- Orrstown Bank:The Client is our Heart - I95 Business — Coverage of Orrstown Bank related to commercial real estate and lending reported by i95business.com.Jun 4, 2026
Similar lenders
Other community banks we track with a comparable CRE book size.
- Midland States BankCommunity Bank · Effingham · $2.5B CRE book
- Horizon BankCommunity Bank · Michigan City · $2.4B CRE book
- California Bank of Commerce, National AssociationCommunity Bank · San Diego · $2.3B CRE book
- State Bank of TexasCommunity Bank · Irving · $2.2B CRE book
- First International Bank & TrustCommunity Bank · Watford City · $2.2B CRE book
Last updated Aug 21, 2026 · Sources: FFIEC CDR, county records, first-party conversations.