ND lenders / Community Bank
First International Bank & Trust
Community Bank · Watford City, ND · Watford City Bancshares Inc
- Total assets
- $6.0B
- CRE loan book
- $2.2B
- QoQ CRE growth
- 0.4%
- Q1 2026
CRE book — quarterly trend (FFIEC Call Reports)
| Quarter | CRE loans | Construction | Multifamily | Concentration | Nonaccrual CRE |
|---|---|---|---|---|---|
| Q1 2026 | $2.2B | $497.4M | $356.5M | 258% | $42.1M |
| Q4 2025 | $2.2B | $430.9M | $386.8M | 263% | $59.4M |
| Q3 2025 | $2.1B | $420.7M | $370.7M | 268% | $63.9M |
| Q2 2025 | $2.0B | $380.9M | $366.5M | 257% | $62.8M |
| Q1 2025 | $2.0B | $409.8M | $314.0M | 246% | $38.2M |
| Q4 2024 | $2.0B | $515.1M | $294.1M | 267% | $6.7M |
| Q3 2024 | $2.0B | $567.6M | $319.0M | 301% | $15.7M |
| Q2 2024 | $2.1B | $632.8M | $291.5M | 315% | $20.5M |
Similar lenders
Other community banks we track with a comparable CRE book size.
- State Bank of TexasCommunity Bank · Irving · $2.2B CRE book
- The Fidelity BankCommunity Bank · Fuquay Varina · $2.1B CRE book
- Sunflower Bank, National AssociationCommunity Bank · Dallas · $2.1B CRE book
- West BankCommunity Bank · West Des Moines · $2.3B CRE book
- Bar Harbor Bank & TrustCommunity Bank · Bar Harbor · $2.0B CRE book
Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.