RefiLoop Lender Data

IL lenders / Community Bank

Midland States Bank

Community Bank · Effingham, IL · Midland States Bcorp Inc

Total assets
$6.5B
CRE loan book
$2.5B
CRE concentration
278%
below the 300% supervisory guideline
QoQ CRE growth
-1.1%
Q1 2026

CRE book — quarterly trend (FFIEC Call Reports)

QuarterCRE loansConstructionMultifamilyConcentrationNonaccrual CRE
Q1 2026$2.5B$276.5M$375.1M278%$38.3M
Q4 2025$2.5B$286.1M$382.3M287%$43.6M
Q3 2025$2.5B$260.1M$385.4M278%$36.9M
Q2 2025$2.5B$258.7M$442.1M266%$48.5M
Q1 2025$2.7B$265.0M$484.9M289%$112.7M
Q4 2024$2.8B$299.8M$453.0M294%$113.7M
Q3 2024$2.8B$422.3M$354.7M282%$75.7M
Q2 2024$2.8B$476.5M$292.6M283%$77.8M

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Last updated Jul 3, 2026 · Sources: FFIEC CDR, county records, first-party conversations.